r/prop-firms

Anyone else finding that the KYC/AML process for some of these newer prop firms feels like pulling teeth? I get the regulatory necessity, truly, but some seem to actively fight you. The hoops to jump through just to get into a challenge are ridiculous; I had one recently where they wanted proof of address from three different sources, two of which I hadn't used in years. It's almost as if they're hoping you'll give up before you even fund an account. Meanwhile, others have me approved in hours. Is this just a symptom of rapid growth and insufficient back-office, or a subtle way to filter out less persistent traders?

Anyone noticing significant spread widening or slippage during high volatility events with their prop firm's brokers? Trying to gauge if it's market-wide or indicative of specific liquidity issues with certain providers. My usual $EURUSD scalps are getting eaten alive.

Been giving some thought lately to the operational side of prop firm challenges and payouts. While everyone focuses on the trading itself, the actual infrastructure can be a real bottleneck. I'm curious about others' experiences regarding the initial KYB/onboarding process with various firms. Have you run into significant friction or delays that felt unnecessary, or conversely, has anyone had a remarkably smooth, professional onboarding?

More critically, how are people finding the reliability of payment service providers (PSPs) linked to these firms for payouts? There's a decent spread of options out there, but I've heard some horror stories about funds getting held up, especially with cross-border transactions. Is this more about the individual prop firm's choice of PSP, or are certain payment rails just inherently more problematic than others?

Hey everyone, been grinding away at a few prop firm challenges lately, and something's really been nagging at me: the spreads and, more critically, the execution slippage, especially on more volatile pairs like $GBPUSD during news. I get that they have their own cost structures and want to take a cut, but it feels like some firms are significantly wider than what I'd see on a typical retail broker account.

It's not just the static spread either; I'm seeing a lot of slippage on market orders, and sometimes even on limit entries that get touched during fast moves. It makes scalping or even just tighter entries during momentum pushes incredibly difficult, often wiping out a good chunk of the intended risk-to-reward before the trade even has a chance. Just wondering what others' experiences have been regarding this. Are certain firms noticeably better or worse in terms of execution quality and spreads? And what's your strategy for mitigating it without completely changing your approach?

Anyone else noticing a significant lag in payout processing with some of the newer prop firms, or am I just hitting them during a particularly busy cycle? It's making capital deployment a bit of a headache.

It's always been a concern in the prop space; how much of a firm's operational stability, especially around payouts and liquidity access, is truly tied to their underlying brokerage relationships versus their own balance sheet? Has anyone noticed significant differences in payout speeds or reliability when a firm switches its primary broker/liquidity provider?

Anyone else finding that the KYC/AML hoops for payout service providers (PSPs) are getting increasingly cumbersome, particularly when dealing with prop firm payouts? Seems like every few months there's a new layer of verification, making the initial setup and subsequent withdrawals far more time-consuming than necessary. Curious if this is a widespread issue or if I'm just hitting the wrong providers lately.

Curious to hear others' experiences regarding payout consistency with various prop firms. I've been running through challenges with a couple of different outfits, and while the trading conditions are generally acceptable (spreads, commissions, etc.), the bottleneck often appears to be on the withdrawal side. Specifically, has anyone encountered significant and recurring delays beyond the stated processing times, or unexpected friction during KYB for payouts, even after initial account setup? My concern isn't just about speed, but the overall operational overhead of having to chase down funds or resubmit documentation for every withdrawal, which eats into actual trading time and mental capital. It makes scaling more complex than it needs to be.

Been noticing an uptick in payout delays from a few of the prop firms recently, specifically when using certain payment service providers for withdrawals. It's not across the board, some still clear within the day, but others are dragging on for several days, sometimes even a week. It makes managing capital for new challenges a bit clunky. Is anyone else experiencing this, or is it isolated to the firms I'm currently with? Wondering if it's a new compliance bottleneck or an issue with specific PSPs.

Been running simulations against my models lately, specifically on $EURUSD and $XAUUSD, and noticed a consistent underperformance when accounting for prop firm spreads and reported slippage versus my backtesting environment. It's not just the advertised spread; it feels like the effective cost of execution, particularly around news events or higher volatility, is eating a disproportionate chunk. Anyone else finding the aggregate of spreads, commissions, and the occasional wonky fill from prop firm brokers is fundamentally altering the expected value of their strategies? Trying to discern if this is just the cost of doing business with prop firms or if some firms' infrastructure genuinely presents a tougher environment for certain strategies.

Curious how others are vetting the payment service providers (PSPs) prop firms use for payouts. I've had a couple of instances where the stated processing times were significantly off, leading to unnecessary delays in accessing funds. It makes managing capital a bit of a headache when you can't rely on the advertised turnaround. Is there a good way to gauge a firm's actual PSP performance, or are we just relying on trial and error and community feedback?

Anyone else finding the KYC/AML hurdles with some of the prop firms a real bottleneck lately, especially for EU-based traders? It seems like every other firm is using a different third-party payment processor for deposits and payouts, and the documentation requirements are often inconsistent or just plain clunky. I've had a few payouts delayed simply because the PSP requested an additional proof of address that my bank statement didn't clearly provide, even after already passing the initial prop firm's internal verification. It makes you wonder if some of these newer firms are truly set up for global operations or just testing the waters with a patchwork of solutions. It's not just the time lost, but the uncertainty around whether the next payout will be smooth sailing or another drawn-out email chain with support.

Anyone else notice a drop-off in payout speed or increased KYB friction when moving into larger profit withdrawals from prop firms? The initial smaller payouts are always quick, but once you're talking five figures, the process seems to drag. Wondering if this is par for the course or if some firms handle scaling better.

Anyone else finding the actual tech stack of prop firms a significant differentiator, or more often, a bottleneck? Not just the trading platform itself, but the entire back-end. I'm talking about the broker choice they use – affects spreads and slippage, obviously, but also the actual processing speed of orders. Then there's the payment service provider for deposits and withdrawals; some firms have remarkably clunky setups that add days to payouts or make onboarding a nightmare with KYC/KYB issues. Curious to hear if others are noticing these subtle infrastructure aspects as major friction points or competitive advantages when evaluating firms. It feels like some are still operating on tech from a decade ago.

ช่วงหลังเห็นหลายเจ้ามีปัญหาเรื่องการจ่ายเงินให้เทรดเดอร์ ยิ่งช่วงที่ตลาดผันผวนสูงๆ บางทีก็โดนแช่ไว้นาน บางคนเจอปัญหาเรื่องการยืนยันตัวตน KYC/KYB ช้าจนหงุดหงิด มีใครเจอแบบนี้บ้างไหม หรือมีเจ้าไหนที่จัดการได้ดีจริงๆ ทั้งในแง่ความเร็วและค่าธรรมเนียม?

Anyone else finding the onboarding process with some of these prop firms to be an exercise in bureaucratic futility, especially when it comes to the payment service providers? I swear, one firm I dealt with recently took three different attempts and two weeks just to verify my address, citing 'PSP limitations' each time. It's not just the KYC part; the variable spreads and slippage across different firms using the same liquidity providers also has me scratching my head. One minute I'm trading $EURUSD with tight spreads, the next I'm seeing an extra pip or two on a similar setup with a different firm, both supposedly using 'prime' liquidity. Makes you wonder if some of these PSPs are running on a dial-up connection from 1998. Just trying to get a read on whether this is a widespread annoyance or if I'm just exceptionally unlucky with the digital hoops I'm jumping through lately.

Anyone else finding the KYB process with some of these newer prop firms to be a bit of a nightmare? I'm referring to the ones that seem to be trying to integrate with a dozen different offshore brokers, each with their own set of compliance hurdles. It's one thing to have standard KYC, but when you're jumping through hoops just to get an account funded or verified for a challenge, it starts to eat into time better spent on analysis. \n\nMore specifically, I'm curious about experiences with firms that have frequent changes in their underlying broker relationships. Does this lead to repeated verification requests, or even issues with historical trade data and payout reconciliation down the line? It feels like an unnecessary layer of operational risk for the trader.

Anyone else noticing discrepancies in execution quality between simulated and live prop firm accounts, especially when considering higher liquidity pairs? I'm curious if the underlying broker-partnerships affect the spreads or slippage encountered during live withdrawals versus challenge phases.

Been looking into a few different prop firms lately, and I'm curious about others' experiences with the payout process once funded. Specifically, has anyone encountered significant friction or delays beyond the advertised processing times, perhaps related to enhanced KYC/AML checks on the firm's or their PSP's end?

Been running through a few prop firm challenges lately, and I'm starting to get pretty annoyed with the spreads and execution quality I'm seeing on some of these platforms. It's one thing to have a reasonable commission, but when the spread on $EURUSD widens to 1.5-2 pips during non-news hours, it makes scaling in/out a nightmare and eats into any edge. I'm not talking about some fringe exotic pair here. It almost feels like they're trying to make the challenge harder through the execution rather than the trading itself. Are other people experiencing similar issues? Or is it just me being overly critical after running on some really tight spreads with my own prime broker for so long?

Curious if others are seeing significant spread widening and noticeable execution lag on more exotic FX pairs with the prop firms they're using. I've been running a few setups on $AUDNZD and $CADJPY recently, and while $EURUSD and $GBPUSD execution is generally fine, it feels like I'm getting hammered on the slippage and wider spreads when placing orders on these less liquid pairs, especially during volatile sessions. It's not just the quoted spread; the effective spread seems to be a moving target, making entries/exits tough to manage.

Is this just a fact of life with prop firm infrastructure, or are some firms demonstrably better at providing tighter execution on these crosses? I'm trying to figure out if it's my strategy being too sensitive or if there's a genuine disparity in liquidity provision/brokerage relationships among prop firms that impacts these specific assets. Any insights on optimizing for this or firms that perform better in this regard would be helpful.

Anyone else finding the KYB process for some of these prop firms more of a hurdle than the actual trading challenge? It's like they're actively trying to deter you before you even place a single $EURUSD or $XAUUSD trade. Some even seem to tie up funds for weeks just for verification, which feels a bit like a glorified float on my cash. Makes me wonder if the 'instant' account setup touted by others is just a lure for the equally 'instant' spread expansion.

Considering new prop firms, some tout faster payouts but hit you with higher internal transfer fees vs. a bank wire. Are folks prioritizing speed over cost or is it a case-by-case evaluation of total withdrawal cost?

Anyone else finding the actual broker connection a huge pain point with some prop firms? Not talking about the trading itself, but the backend stuff. I've had firms tout their 'low spreads' only to realize it's a sub-account of some obscure broker with huge slippage or insane markups on $EURUSD during news. Then there's the payout side. Seems like a lot of hoops to jump through, inconsistent processing times, or sudden 'compliance checks' when you try to withdraw anything substantial. Are we just accepting this as the cost of doing business, or are there firms truly streamlining this for experienced traders?

Seeing a common theme lately with some newer prop shops regarding payout speeds. The initial promise is often T+0 or T+1, but real-world experience is looking more like T+3 or even longer, especially for larger sums. Is anyone else noticing this slippage in settlement times, and are you factoring this into your choice of firm? Getting tired of the 'liquidity provider delays' excuse.

Also, curious about the impact on scaling. If withdrawals are consistently lagging, it ties up capital longer and slows down the ability to cycle profits back into funded accounts or diversify. How are you all mitigating this operational drag?

It seems like every time I want to explore a new prop firm, the Know Your Customer process, especially for those of us with a less conventional financial footprint, becomes an almost insurmountable hurdle, often taking weeks just to get basic verification sorted. This friction makes exploring new opportunities unnecessarily cumbersome.

Been trading with a prop firm for a few months now and have made several successful withdrawals of smaller amounts without a hitch. Lately, I've had a more significant payout pending for a week, and it seems to be stuck in a review cycle with KYC re-verification requests. Is this a common experience for those hitting higher profit targets, or am I just dealing with a one-off operational delay? Just trying to gauge if I should expect this going forward.

Been looking at a couple of new prop firms to diversify a bit, and the Know Your Business (KYB) side of things is feeling like a real bottleneck. It’s not just the standard ID stuff, but deeper dives into source of funds, business structure, even going back and forth on proof of address for a few days. Totally get why it's there – compliance, anti-money laundering, etc. – but the inconsistency between firms is wild. One firm practically fast-tracked me; another feels like pulling teeth with follow-up requests that sometimes seem redundant. Makes me wonder if some are just better at streamlining the process, or if the underlying PSPs they're using have different hoops. Anyone else experiencing this, or found a prop firm that's genuinely smooth on the onboarding side without compromising on the payout reliability later?

Alright, so I've been with a few different prop firms over the past year, successfully passing their challenges and generating some decent profits. The issue I'm running into, consistently across several of them, is the payout process itself. It's not necessarily a flat-out refusal, but the speed and reliability vary wildly.

Some months it's smooth, funds hit my account within a day or two of the request. Other times, it's a week-long chase, constant follow-ups with support, and various excuses about 'processing delays' or 'bank holidays' that feel a bit too convenient. It's frustrating to manage your capital when you can't rely on the advertised payout timelines. For those of you actively trading with prop firms, are you experiencing similar inconsistencies? Is there a particular setup (specific payment processor, maybe a firm with a direct crypto payout option that's more reliable?) that you've found to be consistently faster or less hassle? I'm trying to figure out if this is just the norm and something to factor into my strategy, or if I should be more selective about firms based purely on their payment infrastructure.

Been trading with a few prop firms recently, and I'm starting to notice a real divergence in payout processing times and fees, especially when moving substantial sums. Some firms are slick, payout hitting the account within 24-48 hours after request, no questions asked, minimal wire fees. Others seem to nickel and dime you with every transaction, citing 'banking delays' or 'compliance checks' that stretch for days, sometimes a week. It makes me wonder if some of these firms are deliberately slow-playing payouts to optimize their own cash flow or if it's genuinely an infrastructure issue on their end. Has anyone else experienced a noticeable difference in payout efficiency between firms, particularly concerning the method and the associated friction? I'm not talking about small withdrawals, but rather profits that really start to matter.