r/prop-firms

Seriously, the time it takes to get funds from some of these firms is getting absurd. I'm seeing major delays on what used to be routine withdrawals, and the support responses are just canned excuses. Are liquidity issues becoming a thing with more prop firms, or is it just bad processing across the board? This isn't sustainable when managing capital.

I've been thinking a lot lately about the actual reliability of payout processes from prop firms, beyond just the initial 'we pay x%'. Specifically, what are people's experiences with the consistency of the transfer initiation, how long funds are actually held, and if there's any noticeable slippage or increased fees during the withdrawal process itself? It's one thing to pass a challenge, another to consistently get paid without friction.

Been trying to get set up with a new prop firm, and the KYC process has been an absolute joke. Delays, endless requests for the same documents, and then radio silence. It's making me wonder if the friction is intentional to weed people out, or if their back-office is just that swamped. Surely they'd want to make it easier for funded traders to get started? Curious if others are experiencing similar headaches when trying to get onboarded.

Anyone else finding that the KYC/KYB for some of these prop firms is just an absolute drag? I get the need for compliance, but waiting days to get an account approved, especially with their partner brokers, feels antiquated. Then, once you're in, the spreads on some of these 'challenge' accounts are noticeably wider than my live retail account, leading to more slippage on market orders. It's a double whammy.

Are we just accepting this as the cost of doing business with prop firms, or are there firms out there genuinely offering tighter integration and more competitive execution environments? I'm curious about experiences with payout reliability too, because if the friction is this high getting in, I can only imagine what it's like getting capital out.

Been with a couple of prop firms recently, and while the trading conditions and support are generally solid, I'm consistently underwhelmed by the payout process. It feels like such a critical part of the business model, yet it often drags on. I'm talking about the whole shebang – from requesting the payout, through the internal verification, to finally seeing it hit my bank account. It's not just the speed, but the transparency of the process as well.

Are firms intentionally making it difficult, or is it just the nature of dealing with multiple payment processors, compliance, and various international banking systems? I'm curious about others' experiences, especially with firms that operate internationally. Is there a gold standard for payout reliability and speed that I'm missing? And does anyone have insights into the typical friction points from a firm's perspective? I'm trying to understand if my expectations are out of whack, or if there's genuinely room for significant improvement across the board. The $EURUSD and $BTC moves are happening, and waiting weeks for cleared funds just feels antiquated.

It feels like the onboarding process, specifically KYB, has become significantly more intrusive and time-consuming with a few prop firms I've engaged with recently. Are others experiencing similar delays or increased requests for documentation, or is it just the firms I've chosen?

Been looking at expanding into another prop firm lately to diversify capital and risk, but the onboarding process, specifically the Know Your Business (KYB) checks, seems to have gotten increasingly convoluted. I'm talking about providing notarized documents for beneficial ownership, proofs of address for every single director, and sometimes even bank statements for the corporate entity itself – and all this for firms that are essentially just providing simulated capital. It's not the individual KYC that's the issue, it's the corporate layer for those of us operating through an LLC or similar. It feels like an unnecessary hurdle given the nature of the service, and the time sink is becoming a genuine deterrent. Is anyone else encountering this level of friction across multiple firms, or have I just picked a couple of particularly stringent ones recently?

Curious to hear from others on their recent experiences with prop firm onboarding, specifically around the KYB process. I've been looking into a few new firms lately and the time from application to actually being ready to trade seems to vary wildly. Some are a breeze, a few hours, others feel like they're still stuck in 2005 with manual document reviews stretching into days, sometimes even a week or more. It really impacts the ability to get started quickly, especially if you're trying to hit a specific market window or just want to get going. Is this just par for the course with the regulatory landscape, or are some firms just much more efficient at it than others? Any insights into what's considered a 'normal' timeframe these days, or what kind of friction points folks are consistently running into?

Been with a couple of these prop shops over the last year, and while the challenges are one thing, the actual payout mechanism is a whole different beast. Some firms seem to have their act together, paying out within days, no fuss. Others? It's like pulling teeth. KYC/KYB all over again, fees that pop up out of nowhere, and then the actual transfer takes an age. It just makes you question the stability of their own backing, frankly.

Are others finding the same inconsistencies? Is there something specific I should be looking for in their terms before starting a challenge that hints at a smooth withdrawal process, or is it always a gamble until you get there?

Alright, so we talk a lot about passing the challenges, the pressure of hitting targets, managing drawdowns – all the sexy stuff. But let's be real, the real challenge, the one that makes or breaks the whole proposition, is actually getting paid. I've been through a few different firms now, and while some are smooth as silk, others feel like navigating a bureaucracy designed by Kafka himself.

My latest headache involves a firm that's fantastic on spreads and platform, but their payout process is a black hole. KYB was initially quick, but every payout request becomes an exercise in patience and documentation. Suddenly, they need a utility bill from 1998, a blood sample, and a notarized statement from my third-grade teacher. It's getting to the point where the mental overhead of simply extracting my earned capital feels like a separate, unfunded challenge. Are others seeing this more frequently? Is this just the new normal for some firms to manage their own cash flow, or am I just unlucky with my recent choices? Because honestly, a good payout experience is becoming as valuable as tight spreads in my book.

ช่วงหลังๆ ที่เทรด $EURUSD กับ Prop Firm เจ้าหนึ่ง เจอปัญหาเรื่อง ping time แกว่งๆ บ่อยครั้ง โดยเฉพาะช่วงข่าวออก ทำให้ต้องเข้าออเดอร์ด้วยมือตลอด แทนที่จะใช้ EA รันตามแผนที่วางไว้ เลยอยากสอบถามเพื่อนๆ ว่ามีใครเคยเจอเคสแบบนี้บ้างไหมครับ แล้วมี Prop Firm เจ้าไหนที่เน้นเรื่องความเสถียรของ Server และ API connection สำหรับเทรดด้วย EA โดยเฉพาะบ้างหรือเปล่าครับ กังวลเรื่อง Slippage ที่อาจเกิดขึ้นจากความหน่วงตรงนี้มาก.

With all the recent market swings and increased regulatory scrutiny, I'm genuinely curious about how prop firms are handling payouts, especially for larger sums. Are we seeing delays, increased documentation requests, or even outright issues with withdrawal processing? My concern isn't about making a profit, but about getting what's owed efficiently after meeting the challenge criteria.

After passing a prop firm challenge trading $EURUSD, what's been everyone's experience with actual payout timeliness and consistency? Concerned about withdrawal limits or sudden changes in their payment processor.

Alright, so I've been giving a few of these prop firm challenges a go lately, and while the trading side is always an education, I'm starting to notice a recurring theme on the payout front. It's not necessarily bad, just... inconsistent, let's say. I've passed a couple of evaluations now, hitting those profit targets, but the actual process of getting funds out feels like navigating a bureaucracy that's still figuring out its own policies.

Specifically, I'm talking about the range of payment processors used, the sometimes eyebrow-raising KYC requirements after you've already proven profitability, and the sheer variance in how long funds take to hit your account. One firm boasts instant crypto payouts, which is great if you're in that ecosystem, but another will have you waiting a week for a bank wire after submitting documents that make the IRS look like a friendly neighbor. It just feels like there's a big disparity in how seriously some firms have considered their backend infrastructure once you're past the glossy front-end marketing. Anyone else experiencing this, or have any firm-agnostic insights on what drives these differences?

Been trying to get payouts from a couple of these newer prop firms lately, and the KYC process on their PSPs feels like a major bottleneck. Not just the initial setup, which is always a drag, but then on subsequent withdrawals too. Seems like every other time it's a new document request, or a verification step that takes days. It's cutting into the actual trading time and making the whole 'quick payout' promise pretty moot. Is this standard now, or am I just picking the wrong firms? Makes you wonder about the liquidity they actually have if the PSP is so gun-shy.

Anyone else noticing discrepancies in spreads and execution latency between their funded account with a prop firm and their personal live accounts with their own brokers? It's becoming harder to replicate strategies that rely on tight spreads for $EURUSD scalps. Specifically, seeing wider effective spreads during high volatility and some noticeable slippage on market orders. Wondering if this is just the nature of prop firm execution or if certain firms are genuinely better optimized.

Curious if others have seen any real improvements in the KYC/KYB process with the newer crop of prop firms? I remember last year, some firms took days, sometimes even a week, just to get an account fully verified and funded, which felt like an eternity when markets were moving. Wondering if the competition has spurred any meaningful streamlining or if it's still a bit of a crapshoot depending on who you go with. Speed to market for new funds really matters.

Anyone else finding the actual plumbing of prop firms to be a bigger headache than the trading itself? I'm not talking about the challenge rules or payout percentages, but the underlying infrastructure. Specifically, I've had a few experiences where spreads on major pairs like $EURUSD seem to widen considerably during volatile periods on prop firm accounts compared to my live brokerage. Then there's the KYB process – some firms make it smooth, others feel like they're actively trying to deter you, dragging out verifications for weeks. And payouts? Some are clockwork, others require multiple follow-ups. It makes you wonder how much of the edge you gain through strategy is eroded by these friction points. Curious if others have similar observations or perhaps found a way to vet these operational aspects more thoroughly before committing to a challenge.

Hey everyone,

I've been grinding away with a few different prop firms over the past year, primarily focusing on forex pairs like $EURUSD and some of the more liquid crypto CFDs when volatility is up. My main question lately revolves around payout reliability and the actual mechanics behind it, especially after the whole FTX debacle. It seems like since then, there's been a noticeable shift in how some firms process payouts, or at least my perception of it.

Pre-FTX, things felt a bit more fluid. Now, it feels like there's more scrutiny on the PSPs they use, or perhaps the firms themselves are being more cautious. I'm finding some delays, not necessarily egregious, but enough to make me wonder if others are experiencing this too. Is it just heightened regulatory pressure translating into longer processing times? Or perhaps a move towards more conservative banking partners for these prop firms? I'm curious if anyone has insights into the underlying infrastructure changes they might have observed or even heard about on the backend. Are we seeing a general tightening of liquidity for these firms, or am I overthinking a few isolated incidents?

Been trading with various prop firms for a few years now, and the payout process has always been a bit of a mixed bag. Early on, it felt like some outfits were intentionally making it difficult, with drawn-out reviews, obscure fees popping up, or just general delays that felt more like a liquidity management issue on their end than a genuine compliance check. You'd hit your profit target on something like $GBPUSD, request a payout, and then the waiting game began.

Lately, I've noticed a shift, particularly with some of the more established names. The KYC/AML process on onboarding is still thorough, as it should be, but once you're past that, the actual payout requests seem to be smoother and quicker. I'm curious if others are observing the same trend. Are prop firms finally cleaning up their act on the withdrawal side, or is it just the bigger players solidifying their operations while some of the newer, less capitalized firms still struggle? Interested to hear diverse experiences.

I've been looking deeper into prop firm options lately, and while everyone talks about the evaluations and the profit splits, I'm finding myself wondering more about the backend infrastructure. Specifically, I'm curious about the actual user experience regarding KYC/KYB. It seems like a lot of firms, in their rush to onboard, have varying standards or processes that can either be lightning-fast or feel like pulling teeth. Is there a discernible pattern here, or is it just the luck of the draw with individual firm operations?

Beyond that, the flip side is payouts. We all want to get paid on time, but what's the typical wait like, and what kind of friction points have people encountered? Are there specific types of payment processors or banking relationships that seem to facilitate smoother, more reliable payouts, or conversely, ones that consistently cause delays or charge excessive fees? I'm trying to get a clearer picture of what 'efficient' really means in this space, especially as I consider putting more capital through these channels. It's one thing to pass a challenge, another entirely to reliably access the profits.

Anyone else hitting major snags with KYB/onboarding for prop firms lately? I'm talking weeks for verification, then another few days for account setup. And don't even get me started on payout delays; some firms are really dragging their feet. It's cutting into effective trading time and cash flow. Any recommendations for firms with a smoother backend process, or is this just the new norm across the board?

Been with a couple of these prop firms for a while now, hitting profit targets fairly consistently. My main concern lately has been the increasing friction around payouts, especially for larger sums. It seems like the KYC/AML hoops are getting tighter, sometimes bordering on the absurd. Curious if anyone else has experienced significant delays or additional documentation requests beyond the initial onboarding, particularly when trying to access funds. Are certain payment processors causing more headaches than others?

Also, a related thought: how much scrutiny do you all put into the actual liquidity providers or the brokerages these prop firms claim to be using? I've seen some spreads widen suspiciously during volatile periods on accounts that are supposedly direct market access. Makes one wonder if the firms themselves are fronting some of the trades internally.

Been looking at a few different prop firms lately, specifically those with a good range of $EURUSD and $GBPUSD pairs. The challenge itself isn't the biggest concern, but the whole KYC/onboarding process seems to have gotten increasingly clunky. Some firms are quick, others feel like you're submitting your life story for a relatively small initial capital allocation. This definitely impacts how quickly you can even start trading, let alone think about payouts. Is this just my experience, or are others seeing increased friction in this area, particularly with firms that boast good spreads but perhaps aren't as established?

Been with a few different firms over the last year, and one consistent pain point is the actual payout process. It's not just the advertised withdrawal times, but the often opaque fee structures for various methods. Anyone else finding themselves constantly trying to decipher the true cost of getting funds out, particularly with international transfers or crypto options? Some firms seem to have it down, others are a headache every time.

Anyone else hitting a wall with the KYB process on some prop firms, particularly around foreign entities or complex trust structures? And once past that, what's been your experience with the actual payout reliability and speed, especially for larger sums, vs. the advertised timelines?

Anyone else hitting consistent snags during the KYB phase with new prop firm payouts, specifically related to the PSP they choose? I'm finding the documentation requirements and turnaround times vary wildly, even with what should be standard corporate accounts. It feels like some firms are using outdated payment processors, leading to unnecessary delays and added compliance hoops. Curious if this is just my experience or a broader issue folks are seeing with certain payout methods.

Alright, so after navigating what feels like a dozen different prop firm challenges, the actual trading part seems almost trivial compared to the payout headache. Seriously, one firm’s 'lightning fast' withdrawal turned into a three-week saga involving multiple support tickets and enough documentation to file a tax return. Another just flat out changed their payout processor mid-month, causing chaos. Is anyone else utterly fed up with the inconsistency? I’m not talking about if they pay, but how and when. We take the risk, we make the capital work, then we have to beg for our slice? It’s becoming a running gag – pass the challenge, then brace for the payout gauntlet. Are there any firms out there truly getting it right consistently, or is this just the price of admission for using their capital?

Alright, gang. I've been mulling over something in the prop firm space that I don't see discussed enough, especially concerning the payout side of things. We talk a lot about if firms pay out, how quickly they pay out, and the various hurdles to get there. But what about how they're sourcing that liquidity to pay out large profits, especially in volatile markets?

It boils down to their back-end infrastructure, specifically their relationships with prime brokers or liquidity providers. A firm might boast great spreads on their platform, but if their underlying LPs are thin, or they're having issues with their own capital access, how does that impact the reliability of a large payout when multiple traders hit big simultaneously? Are we just assuming robust relationships, or should we be scrutinizing the LPs prop firms work with, or at least how they articulate their liquidity management? It feels like an important piece of the puzzle, particularly for those of us trading higher capital challenges where the payout figures start to become significant enough to stress-test these relationships. Anyone else ever wonder if their prop firm's "bank" is as big as they claim when it comes to actually cutting those checks?

Been looking at a few new prop firm options, moving past some of the older names. One thing that consistently catches my eye is the 'typical spread' they advertise, especially on majors like $EURUSD and $GBPUSD. Some are quoting numbers that feel incredibly tight, tighter than what I see even with some premium retail accounts. My question is, where's the catch? Are these numbers realistic under actual trading conditions, or is there a widening that occurs during volatility or news events that effectively negates the initial appeal? Trying to map out true trading costs, not just what's on the landing page. Any experienced views on actual execution costs and hidden slippage from different prop firm providers?