r/prop-firms

Anyone else hitting consistent walls with prop firm payouts lately? It seems like every time I clear a decent chunk of change, the KYC/AML process suddenly develops amnesia, asking for the same documents they've had on file for months. Then there are the 'staggered' payout policies – amazing how easy it is to fund an account instantly, but trying to withdraw anything over five figures feels like trying to drain an Olympic-sized swimming pool with a coffee stirrer. I get the regulatory side, but the asymmetry in friction between funding and withdrawal is getting tiresome. Makes you wonder if it's deliberate friction to keep capital on their books longer. Is it just me, or has this gotten significantly worse over the last year across the board? I'm not naming names, but I've tried a few of the 'top-tier' ones and it's a recurring theme.

อยากถามพวกที่เทรดกับ Prop Firms บ่อยๆ หน่อย ว่าช่วงนี้ยังเจอเรื่องติดขัดในการ KYC/KYB หรือตอน onboarding กันเยอะไหม? ผมลองมาหลายเจ้าละ ทั้งเล็กทั้งใหญ่ บางทีข้อมูลก็ไม่ลิงค์กัน ต้องส่งเอกสารซ้ำซ้อน ไม่รู้ว่าปัญหาอยู่ที่ตัวโบรกเกอร์ที่ Prop Firm ใช้อยู่ หรือระบบหลังบ้านของ Prop Firm เอง ส่วนเรื่องค่าสเปรดกับค่าคอมฯ นี่ก็อีกเรื่อง บางเจ้าบอกถูก แต่พอเทรดจริงเจอ Slippage บ่อยจนเซ็ง ทำให้ต้นทุนมันบานไปเรื่อยๆ นี่ไม่รวมถึงเรื่องถอนเงินนะ บางเจ้าถอนง่าย แต่บางเจ้าแทบจะรบกันกว่าจะได้เงินคืน มีใครมีประสบการณ์คล้ายๆ กัน หรือมีคำแนะนำไหมว่าควรจะโฟกัสที่อะไรเป็นพิเศษเวลาเลือก Prop Firm เรื่องโครงสร้างพื้นฐานพวกนี้?

Anyone else finding that payout requests, especially for crypto, are getting increasingly scrutinized or delayed? Seems like some firms are really dragging their feet with KYC/AML after the fact, even for smaller amounts.

Been looking at a few different prop firms lately, specifically for accounts above $500k. It feels like once you get past a certain threshold, the onboarding process becomes a real slog with KYC/KYB taking forever and multiple hoops to jump through. Anyone else notice this, or have any insights on which firms handle larger account onboarding more smoothly without the typical two-week wait just to get started?

It seems like every prop firm has a slightly different onboarding process, and the repeated KYB with different providers, even for similar services, is becoming a genuine time sink when trying to diversify capital across multiple firms. Has anyone found a workaround or a firm with genuinely streamlined, cross-platform KYB?

Curious to hear from others managing larger accounts with prop firms—how are you finding the onboarding KYC process? Specifically, is there a noticeable difference in the speed and friction when you're looking to fund a substantial sum? Also, once through, has anyone experienced significant slippage or widened spreads during high-impact news events with the brokers their prop firm uses, especially on instruments like $EURUSD or $GBPUSD when you're moving meaningful size?

Starting to look at more prop firms to diversify capital and I'm hitting some friction on the onboarding front with KYC/KYB. Seems like some firms are really streamlined, others are a bit clunky, and then you have the payout reliability concerns. For those actively trading with multiple firms, how much of a factor is the initial setup time and overall operational efficiency in your selection? Specifically, I'm curious about experiences with firms that have robust payout systems for consistent withdrawals and how much you weigh the difference in spreads/commissions against a smoother operational experience.

Been with a couple of the mid-tier prop firms for a while now, primarily trading $EURUSD and some $SPX500. Everything's generally been smooth on the trading side, but I'm starting to see more friction when it comes to the payout process itself. Not so much the prop firms delaying, but the third-party payment processors they use seem to be getting increasingly stringent with KYC/KYB, even for established accounts. It's slowing down withdrawals by several days in some instances. Wondering if this is a widespread issue others are encountering or if I'm just hitting a bad run with a few specific providers. Curious about others' recent experiences regarding payout reliability and onboarding with these third-party services.

Been trading with a few prop firms recently, and I'm consistently noticing wider spreads on major pairs, particularly during higher volatility times, compared to my retail accounts. Not just $EURUSD but even on some indices. It makes scaling in and out, especially with tighter stops, feel like I'm giving away a chunk before the trade even moves. Anyone else seeing this, or is it just the particular firms I've been with?

Secondly, how reliable is the execution speed when taking size? I'm talking about significant slippage on market orders during news events. Trying to figure out if it's systemic across the prop firm model due to their liquidity providers or if I just need to be more selective with who I'm funding through. The difference in effective entry/exit points can quickly erode any edge.

Anyone else noticing a trade-off between prop firms with lightning-fast payout processing and those offering consistently tighter spreads, especially on major pairs like $EURUSD? It feels like the firms that are quick to process withdrawals often have slightly wider spreads or higher commissions, making it tougher to scale smaller scalp trades. Conversely, firms with better execution might drag their feet a bit on payouts. Just wondering if this is a common experience or if I'm missing something in my evaluation criteria.

Also, any thoughts on whether this is a function of the PSPs they use, or more about their own internal treasury management? It's a critical point when evaluating long-term viability with a firm.

Been looking at a few new prop firm options, specifically those touting high leverage on futures and certain FX pairs like $EURUSD. My main concern, as always, is the actual payout process once a substantial amount is accumulated. We've all heard stories. Beyond the advertised spreads and commission structures, which often look attractive on paper, how are firms handling larger withdrawal requests these days? Is the KYC/KYB process becoming even more of a hurdle, or are things generally smoother for established traders?

Specifically, any recent experiences with firms suddenly tightening up their withdrawal policies or adding layers of verification not initially disclosed? It's one thing to pass a challenge, another to consistently get paid without unnecessary friction or delays that eat into time and capital efficiency. Curious to hear if anyone has encountered new infrastructure-related headaches around liquidity providers or payment processors that impacted their ability to get funds out.

It feels like some firms are making the initial setup process incredibly clunky, almost intentionally. Wondering if it's just me or if others are experiencing similar friction when trying to get started.

Been looking at a few different prop firms lately, and while the trading conditions look decent across the board, I'm consistently hitting walls with the onboarding process. Seems like every firm has a slightly different set of hoops to jump through for KYB, and it's starting to feel like a significant time sink just to get funded. Curious if others are experiencing similar friction, or if I'm just unlucky with the particular firms I've been eyeing. Any tips on navigating this efficiently would be great.

Curious what others are seeing lately regarding the actual onboarding process itself with various prop firms. I've been running into some significant KYC/KYB delays, and then once approved, the platforms often feel a bit 'buggy' or prone to execution issues, especially around volatility. It makes me wonder if some firms are prioritizing rapid expansion over robust infrastructure and reliable broker connections. What are your recent experiences on platform stability and the speed of getting set up and trading? Are specific firms notably better or worse on this front in your recent memory?

Been trading through various prop firms for a while now, primarily focused on majors and some tech like $TSLA (currently at $375.76). One persistent issue is the spread differential compared to a direct retail broker. On $AUDCAD (0.98049 now), I'm consistently seeing a wider average spread and often slippage during volatility spikes that seems disproportionate.

Are others experiencing this consistently? Is it just the cost of doing business with a prop firm model, reflecting their own prime broker costs, or are some firms genuinely offering tighter spreads and better execution? Trying to figure out if my expectations are off, or if there's a significant variance in the 'broker' side of these firms. Payout reliability is solid with my current firm, but the execution overhead is eating into profitability more than anticipated.

$NDX is down around 0.42% today at 30278.82, and these intra-day swings can be brutal for those with tight daily loss limits. My approach during high volatility:

• Reduce position size by 20-30%.
• Widen stop losses slightly, but move to breakeven faster.
• Focus on higher time frame entries.

How do others adapt?

Been with Apex and MyForexFunds for a while now. Apex payouts are usually very smooth, request in the morning, often hits by end of day or next. MFF can be a bit slower, sometimes takes 2-3 business days. Any others experiencing similar variability? Just curious if it's my bank or the firm's processing times.

Just passed my first challenge with Funded Trading Plus. The mental game during the challenge phase is often underestimated. It's not just about strategy; it's about disciplined risk management under pressure. Anyone have specific routines or mental frameworks they use to stay consistent during the evaluation period?

The recent movement in $ES, currently around 7465.17, has been pretty choppy. For those trading indices in challenges, how are you adjusting your stop loss placement or position sizing to avoid hitting daily limits prematurely? It's a fine line between giving trades room and protecting capital.

The psychological impact of a prop firm's fixed drawdown is different from your own capital. When it's 'not your money' it's easy to be reckless, but the hard stop of a blown account forces discipline. Conversely, it can make traders too conservative and miss opportunities. Finding that balance is key.

Quick question: Does your prop firm explicitly forbid or restrict trading around major news events (e.g., NFP, FOMC)? I know some have rules about opening or closing trades within a certain window. Just want to make sure I'm not overlooking any fine print. My current firm doesn't, but I'm looking at others.

With $ES hovering around 7465.17 and $NDX at 30278.82, volatility has been decent. For those in evaluation, this can be a double-edged sword – more opportunities for moves but also higher risk of hitting drawdown limits quickly. Are people finding it easier or harder to pass challenges in the current market environment? I've noticed my $EURUSD trades have been more susceptible to whipsaws lately.

The difference between daily drawdown and trailing drawdown rules is significant, especially for swing traders. Daily is usually reset at end of day, which can offer more flexibility if you manage your exposure correctly intraday. Trailing, however, can eat into your profit cushion from previous days. It's a critical factor when choosing a firm. My strategy for $ES is often based on holding overnight, which makes trailing drawdown firms a bit more challenging to navigate.

Most firms seem geared towards day trading with tight daily limits. For those who hold positions for a few days to a week, which prop firms have the most favorable rules regarding overnight holding and drawdown calculations for swing strategies? Looking for actual experience, not just marketing.

Considering their Stellar challenge. The rules seem fairly standard, but I'm interested in feedback regarding their platform stability, customer support, and actual payout experiences. Any red flags or standout positives?

Finally hit the 90/10 profit split with FTMO. It's a significant psychological hurdle passed. My advice for others aiming for it: consistency over grand slams. Small, disciplined wins compound. Also, understand your instrument's typical daily range – for $EURUSD today at 1.14202, a few pips can make or break a risk management plan.

Noticed some unusual spread widening during key news releases with True Forex Funds lately, particularly on $EURUSD pairs. Has anyone else experienced this, and did it impact your challenge or funded account performance?

They've adjusted their maximum daily loss and overall drawdown. Seems like a response to recent market volatility, making it slightly harder but potentially weeding out less disciplined traders. What are your initial impressions?

Their scaling plan seems reasonable, but the initial capital is lower than some competitors. Is it worth the slower scale, or better to go with a firm that offers higher starting capital even if the scaling is more aggressive? Particularly for someone aiming for 6-figure accounts.

Currently trading one $200k account with FTMO, doing reasonably well. Considering adding a second account, perhaps with a different firm like True Forex Funds to diversify. What are the common considerations before scaling up to multiple prop firm accounts? My main concern is managing drawdowns across separate challenges.