r/prop-firms

Anyone else finding the Know Your Business (KYB) process with various prop firms to be a significant drag? I'm running multiple accounts, and the inconsistencies in documentation requirements, verification times, and outright rejections for what seem like minor discrepancies are becoming a serious bottleneck. It's not just the initial setup; even with established accounts, periodic re-verifications or attempts to scale capital often hit these same walls.

It feels like a compliance lottery at times, hindering efficient capital deployment. Are there any firms that truly streamline this, particularly for those of us operating within established legal entities rather than as sole proprietors? The administrative overhead is starting to eat into the time I'd rather spend focusing on the markets, especially when trying to manage exposure across different platforms for diversification.

Anyone else finding that payout processing, especially for larger sums, is becoming a real drag with some of the newer, smaller prop firms? Seems like the onboarding is quick, but getting your actual money out hits a wall of 'security checks' and slow bank transfers.

Curious how firms manage weekend payout requests, especially for larger balances? Do the underlying brokers/LPs really clear those out consistently without slippage on Friday afternoon or Monday morning, or is there usually a delay baked in?

It feels like the goalposts for withdrawals are constantly shifting, or the processing times have become glacially slow; wondering if I'm just unlucky or if the liquidity crunch is hitting harder than they let on.

Anyone else finding themselves spending an inordinate amount of time vetting the back-end infrastructure of these prop firms lately? It's one thing to assess the challenge itself, but the brokerages they're linked with, payment service providers, and ultimately, the payout process are becoming increasingly opaque. I'm less concerned with an extra few pips on a spread and more about the systemic risk of having significant notional capital tied up with an entity that struggles with basic KYB or consistently has issues processing withdrawals. Had a recent experience where a payout was delayed for nearly two weeks with minimal communication, which just breeds a lack of confidence. Are we seeing a race to the bottom on the ops side, or are there firms genuinely prioritizing robust, transparent infrastructure for payouts and liquidity management? Curious about others' experiences here, especially with the smaller, newer players in the space.

Been looking into scaling up with a prop firm, but I'm getting bogged down in the details beyond just the challenge. Specifically, I'm trying to get a handle on the real friction points during onboarding – KYC/KYB seems to be a mixed bag depending on the firm, some are slick, others feel like they're still in the dark ages. Beyond that, what's everyone's experience with the actual spreads and fees once you're live? Many advertise tight spreads, but then you dig a bit and find commissions or overnight fees that can eat into profits, especially on $EURUSD or indices. And on the flip side, the payout process – how smooth is it? Are there any common traps to watch out for regarding withdrawal limits or processing times? Trying to avoid signing up only to find the hidden costs or payout headaches negate the upside.

Curious to hear from those with experience across multiple prop firms regarding payout reliability, especially for larger sums. It seems like the KYC/AML process becomes a much heavier lift when it's time to withdraw significant profits, with some firms appearing to drag their feet or impose additional hoops. Are there any common threads or red flags you've noticed in firms that make the payout process smoother versus those that create friction? Not talking about a week's delay, but more substantial issues that make you question their operational solvency or intent.

Hey everyone,

I've been grinding through a few prop firm evaluations lately, and I'm starting to get to the point where I'm thinking more seriously about the actual payout process. It struck me that while a lot of the discussion here focuses on the eval itself, there's less talk about the backend infrastructure once you pass.

Specifically, I'm curious about the KYC/KYB hurdles when it comes to getting paid out by various prop firms. Are there particular brokers or payment service providers they favor that streamline this? Or is it generally a painful process with a lot of back-and-forth, regardless of the firm? I'm trying to gauge potential friction points beyond just the trading itself. For those who've been through it, did you notice significant differences in payout reliability or the ease of the compliance checks depending on which prop firm you passed with? Any insights on how to mitigate potential delays here would be super helpful.

Been with a few prop firms recently, and I'm consistently running into issues with the payment service providers (PSPs) they use for payouts. Specifically, the conversion fees on $USD to $EUR payouts often seem exorbitant, and the withdrawal limits can be quite restrictive for anyone trying to scale. Has anyone found a prop firm that offers genuinely competitive rates and more flexibility on the payout infrastructure side, or is this just something we have to budget for?

What are peoples' experiences regarding payout reliability, especially concerning the consistency of processing times and any unexpected holds or fees encountered during the withdrawal process with various prop firms?

Anyone else finding the gap between advertised payout speeds and reality with some of these prop firms to be a bit of a joke? I get that there's KYC/AML to clear, but when a firm boasts 24-hour payouts and it consistently takes 5-7 business days, it raises an eyebrow. This isn't about getting rich overnight, it's about reliable access to capital that's supposedly your profit. Is it just understaffing on their end, or are some of these firms intentionally dragging their feet to keep capital longer?

Been trading with a few different prop firms over the last year, and while payouts were generally smooth, I'm starting to notice a slight increase in 'due diligence' requests or even minor delays, particularly on larger withdrawal requests. Is anyone else experiencing this trend? I'm wondering if it's general market conditions, or if some firms are tightening up their liquidity management and processing times. It's not a deal-breaker yet, but certainly adds another layer to managing capital efficiently.

It feels like every firm has a slightly different set of hoops to jump through for KYB, and even after all the docs, payout requests can still hit snags. Is it just me, or is the infrastructure becoming more cumbersome?

It feels like some of these prop firms are less interested in my trading prowess and more in my ability to dig up utility bills from three years ago. The hoops just to get funded sometimes make me question if the payout will even be worth the initial bureaucratic headache.

Anyone else finding the KYB process with some of these newer prop firms to be a real drag? It feels like some are still figuring out basic compliance, leading to prolonged delays just to get an account active. Curious if this is a widespread issue or if I've just hit a few bad apples recently.

Been thinking a lot about the payout process itself with various prop firms. How consistent are their withdrawal processing times, especially when dealing with larger amounts, and what's your experience with any unexpected fees on their end?

Been trying to get set up with a couple more prop firms and it feels like the KYC/AML process is getting heavier. The documentation requests are becoming insane, and the turnaround times are blowing out. Is this just me, or are others seeing increased friction, particularly around address verification and proof of funds?

คือช่วงนี้ผมลองเทรดกับ prop firm หลายที่ ทั้งที่อเมริกาและยุโรปนะ แล้วเจอปัญหาเรื่องการโอนเงินเข้าเยอะมาก บางทีตัดบัตรไปแล้วก็โดนแคนเซิล แล้วต้องมาตามเรื่องเป็นวันๆ กว่าจะได้เงินคืน ใครพอจะแนะนำ payment gateway ที่เสถียรๆ ได้บ้างครับ หรือมีเทคนิคอะไรที่ทำให้ transaction มันผ่านฉลุยขึ้นมั้ย

Been looking into scaling up with a few different prop firms and noticed some chatter about payout friction when traders start hitting significant profit withdrawals. Are any of you guys seeing noticeable delays or additional hoops to jump through once you move past the initial few smaller payouts, especially when looking at five-figure+ withdrawals?

Anyone else finding the Know Your Business process for new prop firm onboarding to be an exercise in bureaucratic torture lately? It's like they're actively trying to deter serious traders from getting started, especially when trying to link up with a reliable PSP.

Been thinking a lot about the whole prop firm payout process lately, specifically the last mile. It seems like a recurring theme across various firms that the actual transfer of funds, once approved, can be a pain point. We talk a lot about if a prop firm pays, but less about how smoothly they pay, and the underlying infrastructure.

Is the friction primarily on the prop firm's side, perhaps due to internal processes or their choice of payment service providers (PSPs)? Or is it more about the brokers they use for their pooled accounts and the ease (or lack thereof) with which funds can be disbursed to individual traders? Seems like KYC/AML on the PSP side can be a serious bottleneck too, especially with higher payout requests. Has anyone seen significant differences in payout speed/reliability between prop firms that use different brokers or PSPs? Just trying to identify where the weakest links typically lie in the chain.

Anyone else hitting significant friction with KYB processes when trying to get funded with certain firms, particularly the newer ones? I've been through a couple of setups recently where the initial challenge was smooth, but the subsequent onboarding for a live funded account dragged on for weeks, seemingly stuck on obscure document requests or slow verification. It's frustrating to pass a challenge and then be held up by what feels like unnecessary bureaucracy, effectively delaying access to capital. Is this just the nature of the beast now with increased regulation, or are some firms simply less efficient than others in their back-office operations?

กำลังเจอปัญหาเรื่องเอกสาร KYB (Know Your Business) กับ Prop Firm บางแห่งอยู่ครับ เอกสารที่ยื่นไปดูเหมือนจะไม่เคยพอ หรือมีจุดให้แก้ไขตลอด กระบวนการอนุมัติใช้เวลานานมากเมื่อเทียบกับโบรกเกอร์ปกติ ทั้งๆ ที่ข้อมูลก็ครบถ้วนตามที่แจ้งไว้ตอนแรก มีใครเคยเจอสถานการณ์คล้ายๆ กันบ้างไหมครับ? แล้วมี Prop Firm ไหนที่กระบวนการนี้ค่อนข้างราบรื่น หรือให้คำแนะนำเรื่องเอกสารได้ดีบ้างครับ? ไม่ได้คาดหวังว่าต้องง่าย แต่ก็ไม่อยากให้ยืดเยื้อจนเสียเวลาเทรด

The onboarding process for some of these prop firms is just abysmal; constant document resubmissions and vague rejections. Is this just the new normal for risk mitigation or are some firms just that incompetent?

ผมเทรด $EURUSD และ $USDJPY เป็นหลักผ่าน prop firm มาหลายปี สิ่งที่ผมสังเกตคือความแตกต่างของสเปรดและสภาพคล่องในช่วงข่าวสำคัญๆ หรือช่วงตลาดเปิด-ปิด ของแต่ละแพลตฟอร์มที่ prop firm นั้นๆ เลือกใช้ อยากทราบว่าเพื่อนๆ มีวิธีการประเมินเรื่องนี้อย่างไรบ้างครับ นอกจากสเปรดโดยเฉลี่ยแล้ว มีปัจจัยอะไรอีกที่ต้องพิจารณาเป็นพิเศษไหม เช่น slippage หรือ rejection rate

ส่วนตัวผมเคยเจอช่วงที่มีข่าวแรงๆ แล้วออเดอร์ค้าง หรือโดน rej บ่อยจนน่าหงุดหงิด มันส่งผลกระทบต่อกลยุทธ์การเทรดที่เน้นความเร็วได้พอสมควร ทำให้ต้องมานั่งทบทวนว่าการเลือก prop firm ที่ใช้โบรคเกอร์ที่มีสภาพคล่องดีๆ เนี่ยสำคัญแค่ไหนในการรักษา edge ของเราไว้ ยิ่งพวกสาย scalping นี่น่าจะเจอหนักกว่าผมอีกนะครับ

Starting to wonder if these prop firms are using onboarding as a secondary challenge. Every time I think I've got my ducks in a row for a new one, there's some new document or verification step that pops up, feeling like they're just trying to thin the herd before anyone even places a trade. It's becoming more of a test of patience than trading skill, which isn't exactly what I signed up for.

Anyone else finding the Know Your Business (KYB) process with these prop firms increasingly tedious? It feels like some are just copy-pasting KYC from retail brokers without considering the implications for a funded trader. Delays impact strategy execution, especially when moving between firms or scaling up. Wondering if there's a consensus on which firms streamline this, or if it's just the nature of the beast given the regulatory environment.

Hey everyone, wanted to get some collective wisdom on an issue I've been noticing more and more lately with prop firm challenges and live accounts. I've been grinding through a few challenges recently, mostly focusing on forex pairs like $EURUSD and $GBPUSD, and the inconsistency in spreads and the overall onboarding process has been a real headache. It seems like some firms have smooth KYC/KYB, but then you get to the actual trading environment and the spreads are fluctuating wildly during crucial times, or their execution is just slow. Then you have others with excellent trading conditions, but the hoops you have to jump through just to get funded, or even just to get past the initial challenge verification, are bordering on ridiculous. It's almost as if no firm has nailed both sides of the equation. Is this a universal experience, or am I just hitting a string of bad luck? Any insights on how you vet firms for both their operational efficiency (onboarding, payout reliability) and their actual trading infrastructure (spreads, liquidity, execution)? It feels like a constant trade-off and I'm curious if anyone has found a firm that truly offers a robust solution on all fronts.

Been looking to diversify my prop firm exposure and it's striking how varied the onboarding experience is, particularly around KYC/AML. Some firms sail through, others seem to hit every possible snag, asking for docs in specific formats, then re-asking for the same info. I'm wondering if others are encountering significant friction here, or if I've just hit a bad patch. It feels like a bellwether for potential payout issues down the line if they can't even get the basic account setup right efficiently. Any thoughts on how much this correlates with overall operational quality or payout reliability?

Anyone else hitting a wall with Know Your Business (KYB) onboarding when dealing with some of the newer or smaller prop firms? I'm finding the process for basic payout information can be surprisingly clunky and time-consuming, even for what seems like straightforward verification.