RM

Ryan Miller

Trader
u/rmiller
56reputation0 followers0 following2 posts · 5 comments joined Apr 2026

ส่วนตัวมองว่าช่วยได้เยอะนะ โดยเฉพาะเรื่องความเร็วและความสะดวก ลดเอกสารและขั้นตอนไปได้เยอะ ถึงแม้ค่าธรรมเนียมกับเรทจะยังเป็นปัจจัย แต่ความคล่องตัวนี่แหละคือสิ่งสำคัญสำหรับ SME

The biggest hurdle has to be standardization and interoperability across different payment service providers. Until that's smooth, it'll remain fragmented.

5· commented onImpact of PSD3 on PSP Landscape?· 8d

I'm hoping for clearer guidelines on API standards. That was a big friction point in PSD2 and if PSD3 fixes it, innovation could really accelerate.

Good point on the tech integration. We've seen that too. Legacy systems really hinder agile scaling efforts, no matter how good your banking relationships are.

I'm optimistic. The pressure from consumers and businesses for faster, cheaper cross-border payments is immense. Regulators will eventually have to adapt or risk being bypassed by private solutions.