r/prop-firms

It feels like every prop firm or PSP these days wants your firstborn and a blood sample to get an account opened, let alone the hoops for payout reliability. Is it just me, or is the friction getting ridiculous when trying to move decent size around?

Curious to hear others' experiences regarding the underlying brokerage relationships prop firms maintain, specifically for their funded accounts. Has anyone noticed significant variance in execution quality, spreads, or slippage across different firms, and does this ever feel tied to the firm's choice of liquidity provider or broker? It's a key factor for consistently hitting targets, especially on higher-frequency strategies, and the onboarding/KYB process often doesn't illuminate this aspect upfront.

Noticed a few firms I've dealt with recently are really dragging their feet on payout processing. Used to be a couple of days max, now it's often a week or more. Is this just me, or are others seeing a slowdown across the board? Wondering if it's liquidity management or just growing pains.

Been trading with various prop firms for a while now, mostly in futures and some forex pairs like $EURUSD. One thing that consistently catches my attention is the significant variance in reported spreads and effective execution across different platforms. We all know the headline numbers they advertise, but when you're actually in the market, especially during high volatility, slippage can eat into profits quicker than you'd like. I've had situations where a firm's quoted spread looked great on paper, but my fills were consistently a pip or two wider than expected, which adds up considerably over a month of active trading.

This isn't just about the raw cost of a trade, but also the overall confidence in their infrastructure. Some firms seem to have direct access with deep liquidity, others feel like they're routing through third parties, adding latency and cost. Has anyone else noticed this and perhaps found certain firms consistently provide tighter effective spreads and more reliable execution, especially for scalping or day trading strategies? I'm not looking for specific recommendations to avoid shilling, but more about shared experiences and what to look out for when evaluating a prop firm's trading conditions beyond just the advertised leverage and profit split.

Anyone else finding the KYB process with some of these prop firms to be a total drag, especially when trying to get multiple accounts set up? More critically, once you're in, are you seeing significant discrepancies in execution speed or slippage compared to direct retail brokers? I've noticed a few instances where my $EURUSD or $XAUUSD orders seem to fill a tick or two off when the market's moving, and I'm trying to gauge if this is a platform issue, liquidity route for the prop firm, or just an unlucky streak on my end. It adds up when you're scaling positions.

Seeing more talk about payout consistency on larger account sizes; wondering if firms operating on a pooled liquidity model vs. direct broker access are showing any noticeable differences in their ability to process withdrawals smoothly, especially beyond the initial few smaller payouts.

พอดีเพิ่งเริ่มเทรดกับ Prop Firm ใหม่ครับ ผ่าน Challenge มาได้รอบนึงแล้ว กำลังจะเริ่มถอนเงินรอบแรก แต่ทาง Firm ขอเอกสาร KYC เยอะมาก ทั้งๆ ที่ตอนสมัครก็ verify ไปรอบนึงแล้ว แถมรอบนี้ยังขอเอกสารเกี่ยวกับแหล่งที่มาของเงินทุนที่ใช้สมัคร Challenge ด้วยครับ ผมงงเลย ปกติมันจำเป็นต้องขอถึงขั้นนั้นเลยเหรอครับ แล้วถ้าเราไม่ได้เตรียมพวก Statement แบงก์ไว้นานๆ จะมีปัญหาไหมครับ เลยอยากมาถามเพื่อนๆ พี่ๆ ในนี้หน่อยครับว่าเคยเจอเคสแบบนี้บ้างไหม มี Prop Firm ไหนที่เรื่อง KYC ตอนถอนเงินค่อนข้างจุกจิกเป็นพิเศษหรือเปล่าครับ หรือมันเป็นเรื่องปกติที่ต้องเจออยู่แล้ว ผมจะได้เตรียมตัวถูกครับ คือกังวลว่าถ้าเตรียมเอกสารไม่ครบแล้วจะถอนไม่ได้น่ะครับ ขอบคุณครับ

Been trading with a couple of different prop firms over the last year, and something that's really struck me is the disparity in how they handle payouts. I get that there are KYC/AML requirements, especially for larger sums, but some of the processes feel almost intentionally convoluted. One firm takes a good 5-7 business days after I initiate the request for the funds to even hit their PSP, then another 2-3 days to clear my bank. Others are much faster, like within 24-48 hours end-to-end.

It makes me wonder about their underlying banking relationships and the efficiency of their back-office operations. Are they just using basic SWIFT transfers, or are there more advanced payment rails some firms utilize? Also, the fees can vary wildly. Some deduct a flat fee, others a percentage, and then there's the exchange rate on $EURUSD for example if the payout is in a different base currency. Curious to hear if others have had similar experiences or if anyone has insights into what makes some firms so much smoother than others on the payout front.

Anyone else getting tired of the endless KYC/AML dance when it comes to prop firm payouts? It feels like some firms use the 'regulatory compliance' card as an excuse for what ultimately boils down to a slow, clunky process or, worse, for shaving off a few extra basis points. I understand the need for due diligence, but when my bank's international transfer is faster than getting funds released from the prop account, something's off.

Are we looking at genuine infrastructure limitations or a convenient way to hold funds for a few extra days? Curious to hear if others have seen a noticeable difference in payout speed and transparency across various firms, or if it's just the nature of the beast once you're dealing with larger sums and more scrutiny.

It's 2024, and the KYC/KYB hoops we jump through with some prop firms still feel archaic. Not talking about the simple ID verification, that's standard. I mean the drawn-out proof of address, bank statements, sometimes even source of funds for seemingly modest payout requests. Are any firms actually getting ahead of this, perhaps by leveraging better PSPs or modern identity verification tech, or are we just stuck with fragmented, slow processes for the foreseeable future? The delays can be substantial, and frankly, they eat into the perceived efficiency of these platforms.

It feels like every other firm I look into has a multi-day wait or unexpected documentation requests just to get started. It's especially frustrating when comparing it to a few years ago where the process was much smoother.

Been trading with a few prop firms over the last year, and something that's really started to stand out is the variability in payout experiences. It's not just the speed, but sometimes the actual ability to move funds, especially after a particularly good run. It makes me wonder about the deeper infrastructure, specifically the brokers these prop firms are using in the background.

We hear a lot about spreads and commissions, which are obviously critical. But if the prop firm's underlying broker isn't solid, or perhaps more pertinently, isn't offering the prop firm itself sufficient liquidity for our profitable trades, does that translate into payout friction? I'm not talking about scam firms; I'm talking about the ones that seem legitimate but occasionally run into 'technical issues' or 'bank transfer delays' that seem disproportionately affect larger withdrawal requests. Are we, as traders, essentially tied to the liquidity health of the prop firm's prime broker, and how much due diligence can we actually do on that front before committing to a challenge? What's everyone else's experience on this, especially those dealing with larger capital allocations from these firms?

อยากถามพวกพี่ๆ เทรดเดอร์ที่มีประสบการณ์กับ Prop Firm ว่าการถอนเงินหรือ payout เนี่ย มันเร็วและไม่ติดปัญหาอะไรจริงไหม เห็นบางที่บอกใช้เวลาหลายวัน หรือบางทียอดไม่ตรงก็มี

Anyone else finding the KYB process with some of these prop firm payout providers to be an absolute slog? I'm hitting significant delays getting funds moved, even after successful challenges.

It feels like every firm has a slightly different flavor of 'jump through these hoops,' which is particularly grating when trying to get capital deployed efficiently across multiple platforms. The variance in what's accepted for proof of address or ID often creates unnecessary delays, even for seasoned traders.

Been looking at a few different prop firms lately, and the onboarding process, specifically the KYC hurdles, seems to vary wildly. Some are quick, almost instant, while others feel like pulling teeth, asking for multiple proofs of address and identity, sometimes in formats that are difficult to produce quickly. It makes me wonder if there's an underlying reason for the disparity, or if it's just a reflection of their internal compliance teams and chosen PSPs. Curious about others' experiences and if this affects your decision-making beyond the obvious capital and payout terms.

Just went through onboarding with a new prop firm, and the Know Your Business (KYB) process was surprisingly clunky. Had to submit documents multiple times due to formatting issues they didn't specify upfront. Took almost a week to clear, which cut into my challenge time. Curious if others are encountering similar friction with newer firms, or if it's generally smoother elsewhere now?

Been looking at a couple of new prop firms lately, specifically the ones offering higher capital for forex given the volatility in $EURUSD and $GBPUSD has been fantastic for trends. What's struck me isn't necessarily the evaluation rules – those are fairly standard – but the onboarding process itself. KYC/AML feels like it's gone from a quick document upload to a full-blown interrogation, often with multiple verification steps that trip up for the most minor inconsistencies. Then there's the 'KYB' aspect for the firm's own checks, which seems to delve deeper into trading history and strategy than ever before. It's almost as if they're pre-emptively looking for reasons to slow down a payout before you've even placed your first trade. Curious if others are experiencing this increased friction or if I just picked the two most bureaucratic firms on my recent scouting mission.

พอดีเพิ่งเริ่มดูๆ Prop Firm ครับ แล้วสงสัยว่าทาง Prop Firms เนี่ย เค้ามีเกณฑ์เลือกโบรกเกอร์หรือ PSP ยังไงบ้างครับ ที่ช่วยเรื่อง spread หรือ liquidity ได้ดีๆ รวมถึงเรื่องความเสถียรของการจ่ายเงินด้วย

Anyone else finding that some prop firms have great challenge environments, but then the actual onboarding for payouts involves a clunky process with niche payment processors? I'm wondering if slower payout speeds are often tied to these less common payment methods or if it's more about the firm's internal ops. Had a couple of frustrating experiences lately where KYC for the payment processor took longer than expected, delaying access to funds. What's been your experience with the actual payout process once you're funded and ready to withdraw?

Seriously, it feels like a few of them are actively trying to make it impossible to get set up, taking weeks for verification and then hitting you with unexpected hoops.

It's getting to the point where the actual trading is almost secondary to the friction of getting paid out. Some of these firms, the onboarding feels like a forensic audit, and then when you hit your target, it's a two-week wait for processing, sometimes with chunky fees for what? Moving numbers around? Are other people experiencing this consistently, or am I just picking the wrong batch? Seems like a fundamental operational inefficiency, especially when you're looking to compound or redeploy capital.

Been looking closely at a few prop firms recently, particularly around their effective spread structures. Some advertise tight spreads but then when you factor in their commission models, or what looks like slippage on larger orders, the all-in cost can be significantly higher than a direct broker. Curious what others have found here. Is it just the nature of the beast with their liquidity providers, or are some firms genuinely better at passing on tighter interbank rates?

Anyone else finding the Know Your Business (KYB) and onboarding process with some of these prop firms to be incredibly clunky? I've been trying to get set up with a couple recently and it feels like a total bottleneck, especially when they ask for documents that aren't standard or have very specific formatting requirements. It makes me wonder about their back-office efficiency and if that's a red flag regarding future payout processing reliability.

Been trading prop for a few years now, moved through a few of the larger firms. One consistent headache, which frankly gets worse with scale, is the payout process. It’s not just the firms themselves, but the underlying payment service providers (PSPs) and brokers they use.

I’ve seen everything from multi-day holds that defy logic given today's payment tech, to vague excuses about 'third-party processing' when you chase them. Some firms seem to have it locked down, near-instant bank transfers, others make you jump through hoops with crypto that then incurs its own fees and delays on the receiving end.

The question is, how much of this is genuinely complex infrastructure, and how much is just firms cheaping out on robust PSPs? Are we, as traders, asking the right questions about their backend financial plumbing when we sign up? Because a great challenge setup means nothing if getting your profit out is a weekly battle. Seems like everyone focuses on spreads and challenge rules, but the actual payout mechanism often gets overlooked until it becomes a problem.

Been evaluating a few prop firms lately, specifically on the payout side and backend infrastructure. While the challenge metrics are clear, I'm finding a surprisingly wide variance in the efficiency of the onboarding process, particularly KYC/AML. Some firms seem to have it streamlined, others are a multi-day ordeal with repetitive document requests. This isn't just an annoyance; it speaks to their operational maturity and could be a red flag for payout reliability later on. Wondering if others have had similar experiences where initial friction in setting up an account correlated with issues down the line, or if I'm overthinking the early administrative hurdles.

สวัสดีครับทุกท่าน พอดีผมกำลังมองหา prop firm ใหม่ และสังเกตว่าหลายๆ ที่มีเงื่อนไข spread หรือ slippage ที่แตกต่างกันมาก เลยอยากสอบถามว่ามีใครพอจะทราบบ้างไหมครับว่าพวก prop firms ที่เราเทรดกันอยู่นี่ส่วนใหญ่ใช้ liquidity providers เจ้าไหนกันบ้าง? หรือถ้าไม่มีข้อมูลเจาะจง ขอแค่ความคิดเห็นทั่วไปก็ได้ครับว่าเคยเจอเจ้าไหนที่รู้สึกว่าสภาพคล่องดีเป็นพิเศษ หรือมีปัญหาเรื่อง order execution บ่อยๆ

คือปกติเวลาเทรดเองกับโบรกเกอร์บางทีเราก็พอเดาได้จากราคาที่ quote มา แต่กับ prop firms เหมือนมันจะอีกระดับนึงเพราะต้องผ่านระบบเขาอีกที เลยไม่แน่ใจว่าคุณภาพ liquidity ที่เขาเสนอมานี่มันสอดคล้องกับค่าธรรมเนียมหรือเงื่อนไขการถอนที่เขากำหนดหรือเปล่าครับ กังวลว่าบางทีเจอ slippage หนักๆ ตอนข่าวออกนี่กำไรหายหมด หรือขาดทุนเพิ่มง่ายๆ เลย

Alright folks, need to vent and maybe get some collective wisdom here. I've been wading through the prop firm challenge circuit for a while now, and honestly, the biggest hurdle isn't always the trading itself – it's the damn infrastructure. I recently passed a substantial challenge, feeling pretty good about it, only to hit a brick wall with the payout process. It's a combination of clunky dashboards, KYC/AML procedures that feel like they're designed by medieval scribes, and then the actual broker execution side. You see spreads that magically widen just as you hit your target, or slippage that would make a veteran scalper weep.

I get that they need to protect themselves, but the hoops some firms make you jump through just to get your earned capital... it's a joke. One firm literally took over two weeks to verify my documents for a payout, claiming 'technical difficulties' with their payment provider. Two weeks! In this market, two weeks is an eternity. It makes you wonder how much capital is tied up in these payout pipelines, or if it's a subtle way to encourage you to keep trading it away. Is anyone else constantly battling these logistical nightmares, or have I just picked the short straw on infrastructure-challenged prop firms? I'm talking about the whole stack here: the broker they use, their payment service provider (PSP), their internal processing. It feels like the Wild West sometimes, and I'm left questioning if the juice is always worth the squeeze when the operational friction is this high.

It's a constant trade-off: firms offering rapid payouts often have wider spreads or higher commissions. Curious about where others find their sweet spot, balancing transaction costs against quick access to funds.

It feels like some of these prop firms are making KYB more complex than necessary, or maybe it's the payment processors they're tied to. I've had a couple of instances recently where getting funded was a multi-day ordeal, held up by vague documentation requests or just slow backend processing. This isn't about specific firms, more about the general friction in the funnel. We're trying to trade, not apply for a mortgage. Are others seeing increased drag in their initial setups or during payouts, or is it just bad luck on my end with the firms I've picked?