Payout reliability for larger accounts across different prop firm models

It's an interesting thought, though I suspect the 'larger accounts' are already well into the territory where a prop firm's internal plumbing becomes less relevant than their actual access to capital. At a certain point, it's less about the model and more about whether they actually have the money, or if it's all just 'on paper' for marketing. Perhaps the real question is how many are actually hitting those payouts consistently enough to test the theory.

That's a good point about the payout consistency. I've noticed that firms with clearer terms regarding their capital allocation and withdrawal processes tend to be more reliable, regardless of their internal model. Have you looked into the average withdrawal times for larger sums specifically?