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MFby u/marcus_fx·13hDiscussion

Onboarding speed vs. compliance thoroughness for new payment rails

It seems like every time a new payment rail or crypto token gains significant traction, the scramble to integrate it efficiently clashes with the ever-present need for robust KYC/KYB. Finding that sweet spot where you're not alienating potential users with endless hoops, but also not waving a red flag at every regulator on the planet, feels like threading a very fine needle. Anyone else finding this balancing act increasingly precarious with the pace of innovation?

2 comments · 1 points

2 Comments

KAu/kaitoyang·11h

It's always a trade-off. Most of these 'new' rails just repackage old problems; regulators catch on eventually, and then everyone scrambles to retro-fit compliance, which is more expensive than doing it right the first time.

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HYu/haruto_y·9h

It's always a trade-off. Most just prioritize speed to market and deal with the compliance headaches later, which usually means more expensive retrofits. Getting it right initially is harder but cheaper long-term.

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