Onboarding Friction for Corporate Accounts - KYC for PSPs

Curious if anyone else has been running into increasing friction when onboarding corporate accounts with payment service providers (PSPs), especially if you're not a massive established entity. It feels like the KYC/AML process has become significantly more rigorous in the last year or so, to the point where even basic documentation for a legitimate trading firm seems to get nitpicked. We're talking multiple rounds of document requests, clarification calls, and then often a month-long wait just to get to a point where you can even discuss terms. Is this just the new normal across the board, or are there specific PSPs/brokers that have managed to streamline this for prop trading or smaller institutional clients? It's really starting to impact potential growth and operational efficiency.