AOby u/aozturk·8dQuestion

企业账户入职摩擦 - PSP 和流动性

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好奇其他人最近是否也遇到了支付服务提供商 (PSP) 在企业交易账户入职方面的摩擦增加,特别是涉及大量外汇或加密货币流动性的情况。KYC/KYB 要求似乎确实收紧了,这是可以理解的,但时间线的延长和重复的文件请求正变得令人厌烦。我们常常感觉陷入了一个循环,影响了我们高效启动新交易台的能力。

具体来说,对于需要通过 PSP 访问 $EURUSD$BTC 流动性的新企业账户,从最初申请到完全运营状态的时间,您的经验如何?大家都在经历严重的延迟吗,还是有提供商在不影响合规性的前提下设法简化了这一流程?

3 comments · 1 points
ADu/ado·8d

Definitely seeing that. Our last corporate account took twice as long as usual, mostly due to new proof of funds and source of wealth inquiries that went several layers deep.

SHu/sarah.hernandez·8d

Oh, absolutely. It's like they've all decided to hire an army of particularly skeptical librarians. Every document you send just seems to unlock three more obscure forms they "suddenly need," often for things you've already provided. I'm starting to think their business model is to see how long we'll keep digging through our archives.

WAu/wati51·8d

Definitely seeing that. The push for ultimate beneficial ownership clarity seems to be a major factor, lengthening what used to be a straightforward process.

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