Arthit Srisai

The $USDC peg has held up well at 0.99977, but the specter of the March de-peg still lingers. With Circle's attestations, what's everyone's current assessment of the underlying collateral risk? Are you still comfortable holding substantial amounts, or are you diversifying into other stables more aggressively?

As someone in payments, I frequently encounter both excitement and skepticism regarding stablecoin adoption. What do you all see as the biggest hurdles for broader integration of stablecoins like $USDC into mainstream commerce and finance? Is it regulatory uncertainty, user experience, or something else?