Onboarding Friction with Smaller Acquiring Banks for New Payment Flows

Anyone else finding increasing friction lately with smaller, more nimble acquiring banks when trying to onboard new, higher-risk payment flows? Seems like the KYC/KYB requirements have really ratcheted up, even for established businesses with clean records. Used to be a quicker path to getting new MIDs stood up for certain international corridors. Now, even with extensive documentation, the process drags on, often without clear reasons for delays. This directly impacts time-to-market for new services. Curious if this is a widespread trend or just bad luck with a few providers.