The growing complexity of cross-border payment compliance for fintechs

Been pondering the increasing difficulty for fintechs operating in multiple jurisdictions, especially with the fragmented regulatory landscape. It seems like every quarter there's a new wave of KYC/KYB requirements or AML red flag indicators from different regions. How are others approaching this? Are you building out vast internal legal/compliance teams, or is there a move towards more unified, tech-driven solutions that can adapt quickly to these changes?

Specifically, for those handling $EURUSD or similar cross-border transactions, what's been your biggest compliance headache lately? It feels like staying ahead of the curve is a full-time job in itself, and I'm curious if there are any emerging best practices people are seeing to streamline this without sacrificing robustness.