Navigating the evolving landscape of cross-border payment compliance for startups

For those of us building payment rails or platforms operating across multiple jurisdictions, the KYC/KYB requirements seem to be in constant flux. We've seen significant shifts in beneficial ownership transparency rules and the scope of AML reporting over the last couple of years. My question to the room is, how are smaller fintechs effectively managing the operational overhead of these changes without simply throwing more bodies at the problem? Specifically, for companies with limited compliance teams, what tech solutions or outsourced services have you found genuinely scalable and effective in adapting to new regulatory demands, particularly when dealing with varying local interpretations of global standards? It feels like staying ahead requires a crystal ball, but I'm keen to hear practical strategies being deployed.