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RIby u/riku91·3hDiscussion

Onboarding Friction for Emerging Markets: KYB Hurdles

We've been scaling out our fintech solution into a few APAC and LATAM markets, and the KYB process with some of the larger, more established brokerages has been consistently painful. It feels like a lot of the onboarding logic is still stuck in a 'one size fits all' mold, not truly accounting for varied local regulatory landscapes and corporate structures. Anyone else finding themselves endlessly providing proof of address for subsidiaries in countries where that's not even a standard document, or hitting dead ends with UBO verification when the local registry systems are less robust? It's burning a significant amount of operational overhead.

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