Are stablecoin on/off-ramps truly 'seamless' yet for the average merchant?

We hear a lot about how stablecoins are revolutionizing payments, and I agree with the potential, but I still see friction points at the actual merchant integration level, especially for smaller businesses trying to move from crypto back to fiat. It feels like the infrastructure is still a bit clunky for the masses, which could hinder broader adoption even with $BAC sitting at 56.98. Am I just missing something here? Push back on this thought, I want to hear your experiences.