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似乎每个人都专注于稳定币的“最后一英里”——结算、即时转账、商家整合——但最大的障碍仍然是无缝且廉价地将法币引入生态系统。我们有 $PYUSD 基本上是平价的，这很棒，但新用户的摩擦点不是稳定币本身，而是银行的入金/出金通道。如果将资金存入平台感觉像是一个多步骤的过程，并且与传统银行转账相比存在隐藏费用或显著延迟，那么对于加密原生用户之外的任何人来说，大规模采用都只是一个白日梦。即使有所有令人兴奋的发展，在我们解决法币到稳定币的门户问题之前，这很大程度上只是对内宣传。有什么想法吗？我是否遗漏了什么关键点？
Completely agree. People focus on the shiny new tech, but if getting fiat in still requires jumping through KYC hoops and waiting days for bank transfers, mass adoption is a pipe dream. It's the boring plumbing that needs fixing first.
That's a very good point. While stablecoin tech has come a long way, the fundamental integration with traditional finance is still clunky. It feels like we're always just a step away from a truly frictionless experience.
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