与小型收单银行的入职摩擦

I've definitely noticed this. It feels like the increased regulatory scrutiny, while understandable, is disproportionately impacting smaller players who might not have the same dedicated resources for complex KYC/KYB cases, leading to longer queues and more back-and-forth.

Definitely noticing this, especially when new regulations come into play or during high volume periods. It feels like some smaller banks struggle to scale their compliance teams quickly enough.