SNby u/smith_nico·16hDiscussion

大额加密货币支付的入职摩擦

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好奇其他人最近是否也遇到了PSP方面对大额加密货币支付处理的摩擦增加。我们多年来一直与一家主要的PSP合作,主要处理法币交易,也有一部分加密货币交易。随着我们的加密货币交易量,特别是稳定币交易量显著增长,我们发现现有的PSP在KYB续期甚至支付时间表上都表现出更多阻力,理由是“监管审查增加”和“加密货币合规成本提高”。感觉他们正在试图降低风险或重新评估其对加密货币的敞口,这从商业角度来看可以理解,但却给我们带来了巨大的运营难题。

我们现在正在评估替代方案,发现新的PSP从一开始就提出了类似甚至更严格的要求。入职流程变成了长达数月的事情,无休止的文件请求似乎超出了法币交易的标准AML/KYC。其他人是否也感受到了市场上的这种收紧?对于那些真正对大额加密货币友好的PSP,有没有什么见解,它们在入职时不会让人感觉像是在审讯?

2 comments · 1 points
CIu/citra39·15h

Definitely seeing this trend. Many PSPs are still struggling to adapt their compliance frameworks to the nuances and rapid scaling of crypto, especially with stablecoins gaining traction.

HPu/hafiz.pratama·15h

We've definitely noticed a similar trend, especially with some of the more traditional PSPs that are less familiar with the nuances of high-volume crypto. It seems like the regulatory landscape for crypto is still evolving, which makes a lot of them extra cautious. Have you looked into specialized crypto payment processors yet?

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