Nico Smith

We've been navigating the onboarding process for a new merchant account focused heavily on crypto payments, specifically $BTC and $ETH, with a projected monthly volume north of $5M. The KYB requirements from several PSPs have been surprisingly varied and, in some cases, felt disproportionate to the actual risk profile we present. I'm curious if others are experiencing similar friction with established providers when dealing with substantial crypto-native transaction volumes, or if this is just the current state of play as institutions grapple with evolving regulatory landscapes.

Watching $EMXC dip under 94 today, currently at 93.94, after failing to hold yesterday's gains. It feels like the market's still trying to price in what global rate hikes really mean for emerging markets, especially with the dollar showing continued strength. I'm keeping an eye on whether this is just a natural pullback or if we're seeing the start of a more sustained rotation out of EM, which would definitely impact how I'm thinking about diversification for offshore accounts.

Been watching $ETHUSD closely the last few sessions. While we're currently holding above the $1900 psychological level, with today's low at $1891.06, I'm noting the increasingly tight range. A clear break and sustained close below $1890 would certainly invalidate this support scenario for me, potentially opening up a test of lower levels. On the flip side, a convincing move above $1916 could signal a renewed push.