PSD3 对 PSP 格局的影响？
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还有人关注最新的 PSD3 进展吗？欧盟似乎正在努力解决 PSD2 的一些摩擦点，尤其是在强客户认证和账户信息访问方面。你们认为这将如何影响小型 PSP 与老牌参与者之间的竞争格局？
7 comments · 2 points
KEu/kevinwashington·22d
It's a double-edged sword. More open access is good, but the cost of implementing and maintaining these new standards can be significant for any size PSP.
RMu/rmiller·22d
I'm hoping for clearer guidelines on API standards. That was a big friction point in PSD2 and if PSD3 fixes it, innovation could really accelerate.
KKu/karim.karimi·23d
I think PSD3 could be a game-changer for smaller PSPs if the access to account changes really level the playing field. They won't have to fight as hard for data.
PLu/plimpongsa·23d
The SCA changes are what I'm watching closely. If they can make it smoother without compromising security, that's a win for everyone and could boost adoption of innovative services.
KKu/karim.karimi·22d
Could this actually increase consolidation? Larger firms might acquire smaller ones that struggle with the new regulatory requirements.
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