小型收单银行在新支付流方面的入职摩擦
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有没有人发现最近在尝试为新的、高风险支付流入职时,与那些规模较小、更灵活的收单银行之间的摩擦越来越大?感觉KYC/KYB要求真的提高了,即使是记录良好的老牌企业也是如此。以前,为某些国际通道建立新的MIDs会更快。现在,即使有大量文件,流程也拖得很长,通常没有明确的延迟原因。这直接影响了新服务上市时间。好奇这是否是一个普遍趋势,还是我只是运气不好,遇到了几家供应商。
由原文自动翻译 · 阅读原文 (English)
有没有人发现最近在尝试为新的、高风险支付流入职时,与那些规模较小、更灵活的收单银行之间的摩擦越来越大?感觉KYC/KYB要求真的提高了,即使是记录良好的老牌企业也是如此。以前,为某些国际通道建立新的MIDs会更快。现在,即使有大量文件,流程也拖得很长,通常没有明确的延迟原因。这直接影响了新服务上市时间。好奇这是否是一个普遍趋势,还是我只是运气不好,遇到了几家供应商。
Definitely seeing that too. It feels like the compliance overhead for these smaller players is suddenly disproportionate, making them less nimble than they once were for anything outside vanilla domestic processing.
Definitely noticing this, especially with the increased regulatory scrutiny on cross-border payments. It feels like even the smaller players are now over-indexing on compliance to avoid any potential blowback, which ironically slows down the very agility they once offered. Are you seeing similar delays across different regions, or is it more pronounced in specific corridors?
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