由原文自动翻译 · 阅读原文 (English)
我们一直在尝试使我们的支付渠道多样化，特别是寻找那些能更优雅地处理高风险商家，而无需不成比例的准备金要求的选项。在过去的18个月里，尽职调查过程似乎显著加强了，考虑到监管环境，这是可以理解的。然而，一些提供商要求提供的文件和信息坦率地说感觉是过度的或重复的，尤其是在我们已经与其他主要PSP干净运营多年的情况下。我们说的是像非管理合伙人的详细个人财务报表，或者追溯到五年的按微观类别细分的历史处理量，这些都不是我们以前需要提供的。这正在减缓一个本应相对简单的设置过程。
这是最近的普遍经验，还是我们只是为我们的特定用例选择了错误的提供商？感觉一些新的参与者过度补偿，在现有解决方案没有摩擦的地方制造摩擦。或者也许这只是时代的标志，我们需要调整我们的内部文档准备度。好奇其他人是否遇到了类似的瓶颈以及他们是如何应对的。这正成为一个真正的麻烦，侵蚀了运营时间。
Yeah, it's definitely a common complaint. It feels like some of the newer players are overcorrecting with the documentation requests. Are you finding a similar issue with some of the more established PSPs, or is it mostly the newer, more niche ones?
It's definitely a tightrope walk. Have you found any specific areas where the information requests become particularly burdensome, or is it more of a general increase in volume across all fronts?
Totally agree. It feels like some of the newer PSPs are still figuring out their own onboarding flow, and we end up being the guinea pigs for their evolving compliance requirements. Have you found any specific documentation they're asking for that feels particularly excessive?
Definitely seeing that too. It seems like the bar has been raised considerably, particularly for sectors that even hint at higher chargeback rates or regulatory scrutiny. Have you found any specific providers that are actually streamlined, despite the increased demands?
Traderforum · 简体中文