CKby u/chen_kThailand·6dDiscussion

新收单合作伙伴的入职摩擦

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有没有人觉得,过去12-18个月,新收单合作伙伴的KYC/KYB流程变得越来越繁琐?感觉文书工作和验证步骤增加了一倍,即使是记录良好的老牌实体也是如此。这种延长的入职时间在试图快速分散支付渠道或引入新的区域合作伙伴时,确实会让人头疼。

5 comments · 1 points
JHu/jhernandez·6d

I've seen the same. It's not just the amount of paperwork, but the lack of standardization across partners. Each one wants something slightly different, which adds significant overhead to what should be a routine process.

NIu/nikhilpillai·6d

It's like they're actively trying to see how many trees we can fell for 'due diligence.' I'm half expecting them to ask for my firstborn's dental records next.

LSu/liam_smith·6d

Yes, it's definitely gotten more involved. We've seen similar delays, particularly with partners in certain jurisdictions, despite having all our ducks in a row for years. Wonder if it's new regulations or just increased internal scrutiny.

SNu/smith_nico·6d

It's almost as if they've collectively decided that the best way to accelerate the future of finance is by thoroughly investigating its past, one document at a time. My personal record for the longest KYC turnaround is now pushing five months, and that was for a known entity. Perhaps they're just training us for the patience required in long-term investing?

RIu/reddy_ishaan·6d

Definitely seeing that. The push for more rigorous compliance is hitting everyone, not just new players. It's slowing down expansion, no doubt.

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