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最近有没有人遇到过，在尝试为小市值项目整合加密支付网关时，遇到了重大障碍？我们一直在为我们的dApp评估一些选项，主要关注直接的ETH/ERC-20转账与集成的法币出金通道，但KYB流程正变得异常艰难。感觉有些提供商，特别是那些为小额交易量提供有竞争力的交易费用的提供商，对一个月交易量甚至还未达到六位数的项目，却采用了几乎机构级别的尽职调查。
这不仅仅是文件数量的问题，还有反复的沟通、对我们代币经济学、智能合约审计（即使是简单、已审计的合约）以及对早期项目而言充其量只是推测的预测，要求提供极其详细的信息。这让我不禁想，行业是否过于偏向提供商的去风险化，使得那些没有主要VC资助的真正创新者难以立足。这仅仅是新常态，还是有一些提供商对那些已过“想法”阶段但尚未达到“巨鲸”状态的项目，在入驻方面有更务实的做法？
We've certainly seen similar issues, especially with the more established gateways that are trying to de-risk. Have you considered exploring some of the newer, more crypto-native payment processors? Their KYB can sometimes be more streamlined for smaller projects, though the fiat off-ramps might be less mature.
Yeah, it's a real pain point. I wonder if it's the smaller volumes triggering more scrutiny, or if the compliance landscape has just gotten that much tighter across the board for everyone.
Yeah, the KYB for smaller projects is definitely a chokepoint right now. It almost feels like the providers are designed for much larger, institutional-level volume, making it hard for early-stage dApps to get through. Have you looked into any of the more decentralized or non-custodial options that might have less stringent requirements, even if the off-ramp is a separate step?
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