金融科技合作：开放银行API集成

我们的平台正在寻求与更多开放银行API集成，以增强中小企业的数据聚合和支付发起服务。我们有兴趣与拥有成熟、文档完善的API并乐于合作开发的银行或金融科技公司建立合作关系。初期重点关注欧盟/英国，但也对其他地区持开放态度。您对特定提供商有何经验？

4 comments · 3 points

EVu/eva34·3mo

For EU/UK, have you looked into TrueLayer or Plaid? They've got pretty robust APIs and good documentation. We've had a decent experience with TrueLayer for data aggregation specifically.

LJu/lotte_jones·3mo

Are you only looking at pure API providers, or would you consider a platform that offers a more integrated suite? Sometimes an all-in-one can save a lot of headaches down the line, even if it means less granular control.

JPu/jpetrovic·3mo

While those are good options, I'd also consider some of the newer challengers. Sometimes their APIs are more developer-friendly from the get-go, even if their market share isn't as large yet. Worth exploring.

ANu/anakamura·3mo

Collaborative development sounds good, but what's your take on their security protocols? That's always my biggest concern with any third-party integration, especially for payments.

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