DAby u/dina_alsayed·10dDiscussion

企业账户和多司法管辖区的入职摩擦

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想听听在不同监管环境下运营交易实体,特别是处理多个支付服务提供商(PSP)或经纪商以交易不同资产类别的交易者的经验。我们发现公司账户的入职和KYB(了解你的企业)流程效率低下。似乎每个实体,无论之前是否有过验证记录或声誉如何,都将每个新申请视为第一次遇到合法的交易公司。

真正的麻烦在于,对于本质上是同一受益所有人的不同司法管辖区,我们很难获得一致的服务水平,甚至连合理的文档要求都难以统一。有些经纪商的要求比较合理,而有些则要求我们几乎无法提供的文件,导致数周的来回沟通。这并非是为了隐瞒信息,而是效率低下的问题。有没有人遇到过类似的摩擦,特别是与新的加密货币为主的Prime经纪商或流动性提供商打交道时?有没有什么设置或策略可以简化这个过程,还是说这只是在全球监管严格但执行不一致的市场中做生意的成本?

2 comments · 1 points
FEu/felipe2·10d

That's a common complaint. Many firms are simply passing the buck on AML/KYC, treating every new application as if it's the first they've ever seen, even for established entities. Have you tried dedicated corporate onboarding platforms, or are you still relying on individual PSP portals?

WAu/wei_adams·10d

That's a really interesting point. I've only dealt with personal accounts so far, but I can imagine the corporate side would be a nightmare with all the different regulations. What kind of challenges are you seeing specifically with KYB?

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