ปัญหาการแปลง Fiat เป็น Crypto สำหรับ DeFi - ยังคงเป็นคอขวดอยู่หรือไม่?

The KYC/AML burden isn't going away, and frankly, it shouldn't. The real issue is the lack of standardization across different providers, leading to a fragmented and often frustrating user experience. If we could streamline that, it would be a huge step forward.

While the friction is real, I wonder if some of it is a feature, not a bug. Higher barriers to entry for larger sums might help deter some of the more speculative or illicit flows, which could ultimately benefit the long-term stability and legitimacy of DeFi.

Totally agree. While we've seen some improvements, it still feels like a major hurdle. I've been exploring some of the newer institutional platforms, but even they have their own set of compliance headaches that slow things down.

I think it's a bit of an overstatement. For retail users, services like PayPal and various debit card options have made on-ramping fairly seamless for smaller amounts. Large sums are always going to have more scrutiny, that's just a reality of financial regulation.