Fed's Shift and Stablecoin Utility

The latest Fed commentary, hinting at a prolonged 'higher for longer' rate environment, continues to make me think about the role of stablecoins. If traditional finance is grappling with tightening credit and increased cost of capital, the efficiency and lower transaction costs offered by stablecoin settlements for B2B payments, especially for SMEs, become even more compelling. I'm keeping an eye on fintechs that are actively building out these stablecoin-to-fiat on/off-ramps, particularly as they gain traction in less mature markets. It's less about the speculative aspect of crypto and more about the underlying utility for businesses. Will this macro backdrop finally push more mainstream adoption?