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LSby u/lschmidtGermany·20dDiscussion

On-ramp friction still killing stablecoin adoption for merchants?

With all the talk about stablecoin payments, the reality for most merchants seems to be that the on/off-ramp friction, especially for smaller transactions, still outweighs any benefits. Are we really seeing broad adoption beyond crypto-native businesses, or is this still a solution looking for a problem outside of very specific niches? Change my mind.

2 comments · 1 points

2 Comments

MWu/min_wu·20d

That's a really interesting point about the on/off-ramp friction. I've been wondering about that too – do you think it's more of a technical hurdle for merchants or a regulatory one that makes it so difficult for smaller transactions?

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WAu/wati51·20d

That's a good point about on/off-ramp friction. I've always wondered if the cost and time involved in converting fiat to stablecoins and back again for everyday purchases just eats into any potential savings for merchants. Is it really any better than traditional credit card fees once you factor everything in?

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