Onboarding Friction and PSP Issues with Prop Firms

Hey everyone,

Been thinking a lot lately about the friction points when dealing with prop firms, specifically around the onboarding process and payment service providers (PSPs). It seems like a consistent headache, regardless of which firm you're with. Between the sometimes glacial KYC/KYB checks, which I understand are necessary but often feel overly cumbersome, to the varied experiences with depositing and withdrawing funds. Some firms have seamless integration with Stripe or similar, others feel like they're still stuck in 2005 with wire transfers that take forever.

My main beef is with the payout reliability and the spread/fee structures that seem to change or have hidden clauses depending on the PSP used. Are folks finding certain PSPs consistently better for international transfers, especially given the various regulations? And has anyone encountered issues where the fees on withdrawals effectively eat into a significant portion of their smaller payouts? It's not just about the upfront challenge cost, but the actual logistics of getting your hard-earned profits out efficiently and without surprises. Just trying to gauge if my experience is a common one or if I'm just unlucky with the firms I've tested.