r/kyc-kyb

ตอนนี้เรากำลังดูเรื่องการปรับปรุงกระบวนการ AML/CFT สำหรับลูกค้าที่เป็นนิติบุคคลในไทย มีใครมีประสบการณ์หรือคำแนะนำเกี่ยวกับ vendor ที่เชี่ยวชาญด้านการตรวจสอบและยืนยันตัวตนของบุคคลจริง (Beneficial Owner) ในบริบทกฎหมายไทยบ้างไหมครับ?

AI and Machine Learning are frequently pitched as the future of AML. Is this just marketing hype, or are people genuinely seeing a significant reduction in manual effort and improved detection rates for complex financial crime patterns? Share your practical experiences.

What are your best practices for collecting and verifying Source of Wealth and Source of Funds documentation, especially for PEPs or high-net-worth individuals? Struggling with balancing regulatory requirements and client friction.

Implementing a new KYC automation tool. What are the common pitfalls you've encountered? Trying to avoid a situation where we automate bad processes or create new blind spots.

Another substantial AML fine announced this week. It highlights the continued focus on transaction monitoring effectiveness and governance. What key takeaways do you constantly reinforce within your teams from these public enforcement actions?

We're currently evaluating a move from an older on-premise AML system to a cloud-based solution. The main drivers are scalability and reduced IT overhead. For those who've made the switch, what were your biggest hurdles? And conversely, what unexpected benefits did you find?

Specifically looking at data residency challenges for EU/APAC clients with cloud providers. Any recommendations for vendors excelling in this?

The intersection of PSD2 requirements and traditional KYC/AML is getting more complex. Especially around transaction monitoring for third-party providers. How are others managing this without creating excessive false positives?