KYB requirements evolving for cross-border SaaS/platform revenue streams?

Been pondering the expanding scope of KYB lately, specifically for fintech platforms or even just B2B SaaS companies that process payments internationally. It feels like the traditional 'KYC for individuals, KYB for entities' distinction is becoming more blurred, or at least, the depth of KYB required is increasing, even for what might be considered lower-risk entities.

My question for the room is this: Are you seeing a more intense focus from compliance teams on the ultimate beneficial ownership (UBO) for relatively small, international business clients, especially if they operate in certain sectors? And beyond just UBO, what about the actual operational legitimacy – validating that the company actually does what it claims, particularly when their core business isn't obviously regulated? It's easy for a bank or traditional financial institution, but for platforms onboarding thousands of diverse businesses, the scalability of deep KYB without significant friction is a real challenge. Curious about others' experiences and what tools/strategies are proving effective without completely drowning in manual review.