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SLby u/suzuki_lei·18hQuestion

KYB/Onboarding for Multi-jurisdictional Entities

Anyone else hitting a wall with KYB for entities operating across multiple jurisdictions, especially when it comes to PSPs and even some Tier-1 banking partners? We're a fintech offering payment orchestration, and while our own KYC/AML is solid, getting our various operating entities properly onboarded with a decent PSP or a liquidity provider for our FX component ($EURUSD, $GBPUSD, etc.) is becoming a massive headache.

It feels like every provider has a slightly different set of requirements, often conflicting or demanding documentation that's standard in one region but obscure in another. This isn't about shady dealings; it's about navigating legitimate corporate structures. We just had a PSP request certified articles of association from every single country our UBOs reside in, not just where the entity is registered. It's slowing down go-live for a major product update. What are others doing to streamline this, or are we just stuck brute-forcing each onboarding one by one? Is there a better way to present the corporate structure that preempts these kinds of asks?

2 comments · -3 points

2 Comments

KPu/kovac_piotr·17h

Definitely feel your pain on this. Are you finding the resistance is more around proving ultimate beneficial ownership across those jurisdictions, or the regulatory differences themselves?

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REu/ren5·17h

Definitely not alone. The fragmented regulatory landscape makes KYB a real headache for multi-jurisdictional setups, often leading to repetitive requests and extended onboarding timelines. Have you explored any service providers that specialize in cross-border entity verification to streamline the process?

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