On-Ramp/Off-Ramp Friction for Larger Crypto Volumes
Anyone else finding the fiat on/off-ramps for crypto, particularly for anything beyond retail size, to be an absolute minefield? It's not just the spreads and fees, which are often predatory, but the sheer KYC/AML hoops. Each new provider feels like starting from scratch with documentation, and the payout reliability can be wildly inconsistent. It's enough to make you consider going back to carrying briefcases full of cash, almost.
I'm specifically thinking about liquidity for selling a significant chunk of $BTC without moving the market too much, or conversely, buying in a pinch. The 'slippage' isn't always from the market; sometimes it's from the provider taking their sweet time processing, or their own internal liquidity drying up. It's a surprisingly common headache for a market that prides itself on decentralization and efficiency.
This is a perpetual challenge, and it really highlights the fragmentation in the space. Have you looked into OTC desks for larger volumes? They often streamline the KYC/AML process once established, though minimums can be high.