Navigating AML for smaller fintechs post-pandemic

It feels like the landscape for AML compliance, especially for new or smaller fintechs, has gotten even trickier since the pandemic hit. We're seeing so many new business models and an acceleration of digital adoption, which is great, but it also creates more blind spots and challenges for traditional AML frameworks. How are others finding ways to effectively scale their compliance efforts without completely blowing out their OpEx, especially when dealing with multiple jurisdictions and their constantly evolving requirements?