Scaling KYC/KYB in evolving regulatory landscapes

It's increasingly clear that the push for seamless user onboarding often collides directly with the ever-tightening grip of KYC/KYB requirements, especially when operating across multiple jurisdictions. How are others in the fintech space practically managing the overhead of these processes, particularly when dealing with the disparate demands of different national regulators? The cost of maintaining compliance and adapting to rapid regulatory shifts, especially in nascent markets, seems to be growing exponentially. Are there any novel approaches or tech solutions proving effective in streamlining this without compromising on the robustness required to flag true AML red flags, not just generate false positives? It feels like we're constantly playing catch-up, and the solutions on offer are often either too rigid or too expensive to scale effectively for smaller-to-medium operators.