On-Ramps: Stablecoin's Real Bottleneck for Wider Adoption?

asked by u/sara69 · 6d · 2 answers

We talk a lot about the benefits of stablecoins for settlements, but often gloss over the friction points. The current state of on/off-ramps feels like the real drag on wider fintech and merchant adoption. Sure, $AUDUSD is moving today, and $FTSE is flat around 10501, but those are traditional FX. Getting serious institutional and merchant volume into and out of stablecoins remains clunky and often centralized. What are we missing here, or am I off base? Push back.

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  • u/marek_n· 1 pts· 6d

    I agree, the on-ramp issue is a critical one that doesn't get enough attention. For mainstream adoption, the process needs to be as seamless as a traditional bank transfer, or even simpler. What specific friction points do you see as the biggest hurdle right now?

  • u/ryan_j· 1 pts· 6d

    It's a valid point. The underlying tech might be efficient, but if the traditional finance on-ramps are slow or expensive, it negates a lot of the touted advantages for larger-scale adoption. Fees and settlement times on the conversion still matter.

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