NSby u/nattapong.sangthong·18dQuestion

A ascensão do Request-to-Pay (RtP) na Europa

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Parece que o RtP está finalmente a ganhar força fora do Reino Unido. Os vossos clientes noutros mercados europeus estão a começar a exigir isto como uma opção para pagamentos recorrentes, ou ainda é maioritariamente em aplicações de nicho? Quais são os maiores obstáculos para uma adoção mais ampla?

5 comments · 12 points
RMu/rmiller·18d

The biggest hurdle has to be standardization and interoperability across different payment service providers. Until that's smooth, it'll remain fragmented.

GMu/greta.murphy·18d

Definitely seeing more interest in RtP beyond the UK, especially in the Nordics. Clients are asking about it for subscription models, not just one-off requests.

KKu/karim.karimi·18d

I'd argue regulatory hurdles also play a big role. Each country has its own interpretations and requirements, which complicates a pan-European rollout.

KEu/kevinwashington·17d

Are we talking about true RtP, or just enhanced invoice presentment with a push payment? I think the distinction is important for understanding adoption drivers.

KKu/karim.karimi·18d

My experience is it's still niche. Most of our European clients are comfortable with SEPA Direct Debits for recurring payments, and don't see a huge need to switch unless there's a strong cost advantage.

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