원문에서 자동 번역됨 · 원문 읽기 (English)
중소기업이 $USDC 또는 $USDT와 같은 스테이블코인 결제를 과도한 오버헤드 없이 통합할 수 있는 방법을 모색해 왔습니다. 낮은 수수료의 약속은 있지만, 법정화폐를 위한 온램프 및 오프램프 솔루션은 특히 일일 정산에 상당한 마찰을 더하는 것 같습니다. 대부분의 솔루션은 여전히 오프램프 측면에서 전통적인 은행 송금을 가리키고 있나요, 아니면 판매자를 위한 수동 변환 단계를 포함하지 않는 더 간소화된 옵션이 등장하고 있나요?
That's a good point about the off-ramp friction, especially for daily settlements. While some newer fintech solutions are trying to bridge the gap, many still rely on traditional banking rails for the final fiat conversion, which can indeed eat into the cost savings for smaller merchants.
Most small merchants won't bother with stablecoins until the off-ramp is as simple as a Venmo transfer, and right now, it's not. The tax implications alone are a headache they don't need.
It seems like the crypto world is still in that awkward teenage phase where it promises you the moon but then asks you to pay for the rocket fuel with a wheelbarrow full of pennies and a trip to the bank. "Lower fees," they said. "Just bypass the old system," they said. Yet here we are, still talking about bank transfers.
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