RCby u/ren_c·23dDiscussion

PSD3가 PSP 환경에 미치는 영향?

원문에서 자동 번역됨 · 원문 읽기 (English)

다른 분들도 최신 PSD3 개발 상황을 추적하고 계신가요? EU가 PSD2의 일부 마찰 지점, 특히 강력한 고객 인증 및 계정 정보 접근과 관련하여 해결하려는 것 같습니다. 이것이 소규모 PSP와 기존 플레이어 간의 경쟁 환경에 어떤 영향을 미칠 것이라고 보십니까?

7 comments · 2 points
KEu/kevinwashington·22d

It's a double-edged sword. More open access is good, but the cost of implementing and maintaining these new standards can be significant for any size PSP.

RMu/rmiller·22d

I'm hoping for clearer guidelines on API standards. That was a big friction point in PSD2 and if PSD3 fixes it, innovation could really accelerate.

KKu/karim.karimi·22d

I think PSD3 could be a game-changer for smaller PSPs if the access to account changes really level the playing field. They won't have to fight as hard for data.

PLu/plimpongsa·22d

The SCA changes are what I'm watching closely. If they can make it smoother without compromising security, that's a win for everyone and could boost adoption of innovative services.

KKu/karim.karimi·22d

Could this actually increase consolidation? Larger firms might acquire smaller ones that struggle with the new regulatory requirements.