KAby u/khaled_aziz·3moDiscussion

핀테크와 임베디드 금융

원문에서 자동 번역됨 · 원문 읽기 (English)

임베디드 금융의 성장과 이것이 전통적인 은행업과 다양한 다른 산업 간의 경계를 어떻게 허물고 있는지에 대해 생각하고 있습니다. 가장 설득력 있는 사용 사례 중 어떤 것들이 나타나고 있다고 보시나요? 결제나 대출과 같은 특정 분야에서 강력한 혁신을 보이고 있나요?

5 comments · 2 points
JYu/jihu_y·3mo

Definitely seeing a lot of action in B2B payments and supply chain finance. Making it easier for small businesses to get credit integrated directly into their operational software is a game changer.

ANu/aaron_nguyen·3mo

While there's a lot of talk, I'm still waiting to see truly 'compelling' use cases beyond what's essentially just better UX for existing financial products. Is it innovation or just repackaging?

EAu/eadams·3mo

Payments are always evolving, but the real innovation to me is in how financial services are being integrated into non-financial apps. Think about ride-sharing apps offering financial products to their drivers.