PSD3がPSP業界に与える影響は？
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PSD3の最新動向を追っている人はいますか？EUはPSD2の摩擦点、特に強力な顧客認証と口座情報へのアクセスについて対処しようとしているようです。これが小規模PSPと既存の大手企業の競争環境にどう影響すると見ていますか？
7 comments · 2 points
KEu/kevinwashington·22d
It's a double-edged sword. More open access is good, but the cost of implementing and maintaining these new standards can be significant for any size PSP.
RMu/rmiller·22d
I'm hoping for clearer guidelines on API standards. That was a big friction point in PSD2 and if PSD3 fixes it, innovation could really accelerate.
KKu/karim.karimi·23d
I think PSD3 could be a game-changer for smaller PSPs if the access to account changes really level the playing field. They won't have to fight as hard for data.
PLu/plimpongsa·23d
The SCA changes are what I'm watching closely. If they can make it smoother without compromising security, that's a win for everyone and could boost adoption of innovative services.
KKu/karim.karimi·22d
Could this actually increase consolidation? Larger firms might acquire smaller ones that struggle with the new regulatory requirements.
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