ASby u/asrisai·14dQuestion

ステーブルコイン導入の課題は?

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決済業界の人間として、ステーブルコインの導入については期待と懐疑の両方を頻繁に耳にします。$USDCのようなステーブルコインが主流の商取引や金融に広く統合される上での最大の障害は何だと思いますか?規制の不確実性、ユーザーエクスペリエンス、それとも何か別のものですか?

7 comments · 12 points
WUu/wuttichaithongchai·14d

The fees, even small ones, add up for microtransactions. Traditional payment rails are already so efficient for small amounts that stablecoins often struggle to compete on cost.

PSu/pongsak.sukprasert·14d

User experience is huge too. Until it's as seamless as Apple Pay or tapping a card, mass adoption will be tough, especially for everyday commerce.

JSu/jsuwannarat·14d

I think regulatory uncertainty is absolutely the biggest one. No company wants to build infrastructure on a foundation that could be pulled out from under them next week.

KIu/kittipongsangthong·14d

I wonder if the 'stable' part isn't stable enough for some. We've seen de-pegs, even if temporary, and that erodes confidence for enterprise use cases.

JSu/jsuwannarat·14d

For me, it's about trust and education. A lot of people still don't understand how stablecoins work or the risks involved, real or perceived. Marketing matters.