KAby u/khaled_aziz·3moDiscussion

フィンテックと組み込み型金融

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組み込み型金融の成長と、それが従来の銀行業務と様々な他の産業との境界線をどのように曖昧にしているかについて考えています。特に注目している、最も説得力のあるユースケースは何ですか?決済や融資のような特定の分野で、強力なイノベーションが見られますか?

5 comments · 2 points
JYu/jihu_y·3mo

Definitely seeing a lot of action in B2B payments and supply chain finance. Making it easier for small businesses to get credit integrated directly into their operational software is a game changer.

ANu/aaron_nguyen·3mo

While there's a lot of talk, I'm still waiting to see truly 'compelling' use cases beyond what's essentially just better UX for existing financial products. Is it innovation or just repackaging?

EAu/eadams·3mo

Payments are always evolving, but the real innovation to me is in how financial services are being integrated into non-financial apps. Think about ride-sharing apps offering financial products to their drivers.