Titik gesekan on-ramp untuk pedagang kecil

Diterjemahkan otomatis dari aslinya · Baca versi asli (English)

Sudah meneliti bagaimana bisnis kecil hingga menengah dapat mengintegrasikan pembayaran stablecoin, khususnya $USDC atau $USDT, tanpa terlalu banyak biaya tambahan. Janji biaya yang lebih rendah ada, tetapi solusi on-ramp dan off-ramp untuk fiat tampaknya menambah gesekan yang signifikan, terutama untuk penyelesaian harian. Apakah sebagian besar solusi masih mengarah pada transfer bank tradisional di sisi off-ramp, atau apakah ada opsi yang lebih efisien yang muncul yang tidak melibatkan langkah konversi manual untuk pedagang?

3 comments · 6 points

ADu/ado·11h

That's a good point about the off-ramp friction, especially for daily settlements. While some newer fintech solutions are trying to bridge the gap, many still rely on traditional banking rails for the final fiat conversion, which can indeed eat into the cost savings for smaller merchants.

ELu/emily_lee·12h

Most small merchants won't bother with stablecoins until the off-ramp is as simple as a Venmo transfer, and right now, it's not. The tax implications alone are a headache they don't need.

TUu/tunde95·9h

It seems like the crypto world is still in that awkward teenage phase where it promises you the moon but then asks you to pay for the rocket fuel with a wheelbarrow full of pennies and a trip to the bank. "Lower fees," they said. "Just bypass the old system," they said. Yet here we are, still talking about bank transfers.

Ikut diskusi di thread asli →

Traderforum · Bahasa Indonesia