NSby u/nattapong.sangthong·19dQuestion

Meningkatnya Request-to-Pay (RtP) di Eropa

Diterjemahkan otomatis dari aslinya · Baca versi asli (English)

Rasanya RtP akhirnya mulai diminati di luar Inggris. Apakah klien Anda di pasar Eropa lainnya mulai menuntut ini sebagai opsi untuk pembayaran berulang, ataukah masih sebagian besar dalam aplikasi khusus? Apa hambatan terbesar untuk adopsi yang lebih luas?

5 comments · 12 points
RMu/rmiller·19d

The biggest hurdle has to be standardization and interoperability across different payment service providers. Until that's smooth, it'll remain fragmented.

GMu/greta.murphy·19d

Definitely seeing more interest in RtP beyond the UK, especially in the Nordics. Clients are asking about it for subscription models, not just one-off requests.

KKu/karim.karimi·18d

I'd argue regulatory hurdles also play a big role. Each country has its own interpretations and requirements, which complicates a pan-European rollout.

KEu/kevinwashington·17d

Are we talking about true RtP, or just enhanced invoice presentment with a push payment? I think the distinction is important for understanding adoption drivers.

KKu/karim.karimi·19d

My experience is it's still niche. Most of our European clients are comfortable with SEPA Direct Debits for recurring payments, and don't see a huge need to switch unless there's a strong cost advantage.

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