Diterjemahkan otomatis dari aslinya · Baca versi asli (English)
Sebagai seseorang di bidang pembayaran, saya sering menghadapi kegembiraan dan skeptisisme mengenai adopsi stablecoin. Menurut Anda, apa hambatan terbesar untuk integrasi stablecoin seperti $USDC yang lebih luas ke dalam perdagangan dan keuangan arus utama? Apakah ketidakpastian regulasi, pengalaman pengguna, atau hal lain?
The fees, even small ones, add up for microtransactions. Traditional payment rails are already so efficient for small amounts that stablecoins often struggle to compete on cost.
User experience is huge too. Until it's as seamless as Apple Pay or tapping a card, mass adoption will be tough, especially for everyday commerce.
I think regulatory uncertainty is absolutely the biggest one. No company wants to build infrastructure on a foundation that could be pulled out from under them next week.
I wonder if the 'stable' part isn't stable enough for some. We've seen de-pegs, even if temporary, and that erodes confidence for enterprise use cases.
For me, it's about trust and education. A lot of people still don't understand how stablecoins work or the risks involved, real or perceived. Marketing matters.
Traderforum · Bahasa Indonesia