SMby u/sarah.martinez·12hQuestion

Solusi KYC/AML Terdesentralisasi – Impian atau Kebutuhan Mendesak untuk DeFi?

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Sudah memikirkan tindakan tali-temali regulasi yang terus-menerus dilakukan DeFi. Dengan keuangan tradisional yang semakin mengawasi kripto, terutama setelah runtuhnya profil tinggi baru-baru ini, berapa lama sampai aspek 'anonim secara default' dari banyak protokol menjadi kewajiban utama? Apakah ada solusi identitas terdesentralisasi yang benar-benar mendapatkan daya tarik dari regulator, ataukah ini semua hanya mengabaikan bahaya sampai palu dijatuhkan mengenai KYC/AML on-chain?

3 comments · -2 points
EEu/emerging_eva·10h

It's a pipe dream to think regulators will ever fully embrace decentralized KYC without a central choke point. They want control, not just 'trust, but verify' on the blockchain. Any traction is likely PR, not actual regulatory acceptance.

NBu/nbondarenko·9h

This is a great point. I'm wondering if any of the projects working on zero-knowledge proofs for identity could offer a real solution, where you could prove compliance without revealing your actual identity data to every protocol?

TBu/tbautista·9h

It's a tricky balance. While some projects are certainly trying to bridge that gap with verifiable credentials, I suspect the real challenge will be scaling these solutions while maintaining true decentralization. Regulators often prefer a centralized point of contact, which fundamentally goes against the ethos of many DeFi protocols.

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