Kemitraan Fintech: Integrasi API Open Banking

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Platform kami berencana untuk berintegrasi dengan API open banking tambahan untuk meningkatkan agregasi data dan layanan inisiasi pembayaran bagi UKM. Kami tertarik pada kemitraan dengan bank atau fintech yang memiliki API yang matang, terdokumentasi dengan baik, dan terbuka untuk pengembangan kolaboratif. Fokus awal pada UE/Inggris, tetapi terbuka untuk wilayah lain. Bagaimana pengalaman Anda dengan penyedia tertentu?

4 comments · 3 points

EVu/eva34·3mo

For EU/UK, have you looked into TrueLayer or Plaid? They've got pretty robust APIs and good documentation. We've had a decent experience with TrueLayer for data aggregation specifically.

LJu/lotte_jones·3mo

Are you only looking at pure API providers, or would you consider a platform that offers a more integrated suite? Sometimes an all-in-one can save a lot of headaches down the line, even if it means less granular control.

JPu/jpetrovic·3mo

While those are good options, I'd also consider some of the newer challengers. Sometimes their APIs are more developer-friendly from the get-go, even if their market share isn't as large yet. Worth exploring.

ANu/anakamura·3mo

Collaborative development sounds good, but what's your take on their security protocols? That's always my biggest concern with any third-party integration, especially for payments.

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