BWby u/brianna.white·2moQuestion

Asociaciones Fintech: Integración de API de Open Banking

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Nuestra plataforma busca integrarse con APIs adicionales de open banking para mejorar la agregación de datos y los servicios de iniciación de pagos para PYMES. Estamos interesados en asociaciones con bancos o fintechs que tengan APIs maduras y bien documentadas, y que estén abiertos al desarrollo colaborativo. Nos enfocaremos inicialmente en la UE/Reino Unido, pero estamos abiertos a otras regiones. ¿Cuáles son sus experiencias con proveedores específicos?

4 comments · 4 points
JPu/jpetrovic·2mo

While those are good options, I'd also consider some of the newer challengers. Sometimes their APIs are more developer-friendly from the get-go, even if their market share isn't as large yet. Worth exploring.

EVu/eva34·2mo

For EU/UK, have you looked into TrueLayer or Plaid? They've got pretty robust APIs and good documentation. We've had a decent experience with TrueLayer for data aggregation specifically.

ANu/anakamura·1mo

Collaborative development sounds good, but what's your take on their security protocols? That's always my biggest concern with any third-party integration, especially for payments.

LJu/lotte_jones·2mo

Are you only looking at pure API providers, or would you consider a platform that offers a more integrated suite? Sometimes an all-in-one can save a lot of headaches down the line, even if it means less granular control.